Protecting What Matters Most

Managing a medical practice, whether with a team or independently, requires careful attention to costs without sacrificing quality care. One of the most significant expenses for physicians is health insurance. Finding affordable yet comprehensive coverage can be challenging, but TMA Insurance Trust is dedicated to helping you control costs without compromising coverage. We aim to assist you in efficiently managing your practice's healthcare while you focus on giving your patients the care they deserve.

While physicians are experts in diagnosing and treating patients, TMA Insurance Trust's expertise lies in navigating the complexities of insurance. We dedicate ourselves to helping you safeguard your practice and yourself against financial challenges. Group health insurance is a vital tool in ensuring the stability and security of your practice, providing essential financial protection for yourself and your team. In addition, we may be able to help you secure group PPO coverage for just yourself and your family.

In recent years, Texas has experienced its fair share of extreme weather conditions, from high winds in the scorching summer to freezing temperatures in the unforgiving winter. These tumultuous weather patterns can leave your home and automobile vulnerable to damage. At TMA Insurance Trust, we understand the unique challenges physicians in Texas face when it comes to protecting your valuable assets. Our mission is to help you find insurance policies that not only help safeguard your investments but also save you money in the process.

Do you like shopping for health insurance? We didn’t think so. Poring over the details of plans, comparing carriers and calculating costs can be complicated and time-consuming.

Industry expansion in the 19th century was so swift that the concept and execution of safety regulations couldn’t keep up. The vast number of severe injuries and deaths that resulted led to the development of accidental death and dismemberment (AD&D) insurance.

The current climate of inflation predicts a significant increase in all health insurance premium rates for 2024. Whether you are an independent physician or a practice owner who buys your own coverage, any increase in your health insurance premiums would be challenging to anticipate. In order to obtain better health insurance for most of 2024, we are offering physicians the opportunity to lock in lower 2023 group health insurance rates now for the next 12 months.

In the current inflationary economy, many practice owners are encountering rising expenses that may surpass their ability to sustain their emergency savings. If they were to become unable to work due to an illness or injury, the funds they have managed to save for emergencies might not provide sufficient coverage for the practice if its revenue ceases. The loss of earnings could lead to a cascade effect of losses that extend beyond the financial aspect - loss of personnel, loss of patients, and loss of their reputation in their community.

Spending money to save money may sound counterintuitive, but there are situations where it can be a wise financial decision in the long run. For instance, you likely perform regular maintenance on your vehicle. Oil changes, tire rotations, and other preventive services can help avoid expensive breakdowns. Investing in energy-saving appliances may cost you upfront, but the long-term benefit of lower utility bills is a trade-off many homeowners gladly accept.