You know the importance of guiding patients through major health decisions. They rely on you to explain their choices and help them move forward with confidence. That is the same approach TMA Insurance Trust takes with Medicare Annual Enrollment (AEP) for physicians and their families.
Whether you are approaching age 65 and exploring Medicare for the first time or you’re already enrolled, knowing the critical dates and deadlines is essential. Missing a key window of opportunity can affect your coverage, costs, and even your ability to get the plans you need.
Health insurance covers medical treatments, but what about the many other expenses a serious illness can bring? The TMA Member Critical Illness Insurance plan, issued by the Prudential Insurance Company of America, is designed to assist with these additional costs. To help you understand how the plan works and highlight its value, here’s a step-by-step walkthrough.
As a Texas physician, your ability to earn an income and care for your loved ones is one of your most valuable assets. An unexpected illness or injury can prevent even the most dedicated physician from practicing, and without adequate protection, this can lead to financial hardship for you and your family.
As a TMA Insurance Trust advisor,* I talk with physicians at all stages of their careers about their life insurance, what they might need, and the gaps they haven’t yet considered. One story in particular stood out.
You can’t predict when or where a serious accident might happen—on the road driving to work, during your daily routines, or while traveling for vacation or to a conference. But you can take steps now to help protect your family from the financial toll if the unexpected happens to you.
As a physician you dedicate your time to providing your patients with the best possible care. With your busy schedule, it’s easy to overlook the importance of reassessing your life insurance policy to ensure you have the right protection in place. However, life insurance is one of the most important financial tools to help provide increased security for your loved ones in the event something were to unexpectedly happen to you.
If an unexpected illness or injury disrupted your ability to work, would your finances be able to support you? Residents and young physicians are especially at risk because they are most likely facing financial obligations such as education loans, mortgage or rent payments, and auto payments, among other expenses.
