Protecting What Matters Most

As the cost of health insurance deductibles and copays continue to climb, families are absorbing more and more out-of-pocket costs. When a family member gets injured due to an accident, most medical health insurance plans only pay a portion of the bill, leaving you with the remaining balance. You can help protect your family and your finances with a TMA Member Accident Insurance plan.

TMA Member Accident Insurance is an excellent supplement to your family’s health insurance coverage to help pay for those out-of-pocket expenses related to unforeseen accidents.

An accident, by its very nature, will always take you by surprise. Help keep any high, out-of-pocket “financial surprises” resulting from an accident to a minimum with the TMA Member Accident Insurance Plan issued by the Prudential Insurance Company of America.

No one plans to have a serious accident. 

Summer is here. And with the warmer weather we see families getting out and enjoying more outdoor activities.

A dislocated shoulder from a fall during a hike, a broken ankle during a football game-–as a physician, you’re familiar with how to physically treat these kinds of injuries. But are you prepared financially if they happen to you or someone in your family? Your health insurance will cover a good portion of your medical bills, but additional medical and non-medical expenses can accumulate quickly. Accident insurance covers medical and non-medical expenses to help bridge the gap between your health insurance and these additional out of pocket expenses. A cash benefit is paid directly to you upon diagnosis of a covered, accidental injury.

Most of us don’t choose to take unnecessary risks, but accidents still happen. Accidents and injuries can happen anytime and anywhere: driving to the grocery store, while taking on a small home improvement project, or tripping on an uneven sidewalk.

Most of us don’t choose to take unnecessary risks, but accidents still happen. Injuries can occur in completely innocuous situations: a drive to the grocery store, during a small home improvement project, at a soccer game.

When you or a family member gets hurt, your health insurance will take care of a good portion of your medical bills. Still, there are additional medical and non-medical expenses that can accumulate quickly. Accident insurance can lend a helping hand financially.

Health insurance is necessary coverage, but your coverage doesn’t offer complete protection. For your yearly exam and office visits, you may have very little personal expense. But in other circumstances, your insurance may leave a substantial balance for you to cover. What if you or a family member become injured? There may be lab tests, x-rays, professional fees, and other medical expenses. These costs can quickly accumulate.