"After dropping our insurance back in January because premiums had gotten out of control, we were worried about finding something that fit our budget without sacrificing coverage."

When your practice has a quiet year, it ought to feel like a win. No major surgeries, no catastrophic medical events, just routine checkups and sensible care for your team.

When your group health insurance renewal arrives with another premium increase, it can feel like there’s little choice but to accept the higher cost. With so much else to manage, renewing the same plan can seem easier than exploring alternatives. But before you resign yourself to paying more for another year, it’s worth finding out if another option could help you save.

Another Open Enrollment season is approaching, bringing a familiar challenge for Texas medical practices: managing one of their largest expenses. Even a modest premium increase can significantly affect your practice's budget. With 2027 pricing ahead, reviewing your options before Open Enrollment begins offers an advantage.

Open Enrollment is coming to a close. If you’re reviewing your health insurance coverage for 2026, there is still time to look at solutions that may offer more flexibility than you expect and may help you better manage costs - but the time to do so is limited.

The clock is ticking on Open Enrollment for individual health coverage, which closes on December 11th for a January 1, 2026 effective date. This is a critical moment for practice owners and independent physicians to thoroughly evaluate or reevaluate their current group health insurance options, especially since special enrollment options may allow you to secure flexible group PPO coverage even without employees. This little-known window could be the key to managing your costs and improving your benefits for 2026.

There are only two weeks left to take advantage of special group PPO health insurance options.

Open Enrollment is moving quickly, and many Texas physicians are finalizing their coverage for 2027. Before you renew, it’s worth making one important call to TMA Insurance Trust. You may discover you qualify for coverage you didn’t know was possible.

Helping small practice owners and independent physicians secure the best group health insurance coverage has always been part of our mission. Even when it feels like premiums are always climbing, TMA Insurance Trust has worked hard to research and uncover ways for you to see if you qualify for group health insurance, even without employees, and gain more ways to manage costs.