When your group health insurance renewal arrives with another premium increase, it can feel like there’s little choice but to accept the higher cost. With so much else to manage, renewing the same plan can seem easier than exploring alternatives. But before you resign yourself to paying more for another year, it’s worth finding out if another option could help you save.
An unexpected injury or health crisis can test the foundation of your practice overnight. If you had to step away from your practice today, what state would it be in 30, 60, or 90 days from now?
Another Open Enrollment season is approaching, bringing a familiar challenge for Texas medical practices: managing one of their largest expenses. Even a modest premium increase can significantly affect your practice's budget. With 2027 pricing ahead, reviewing your options before Open Enrollment begins offers an advantage.
If you look closely at some of the most rewarding moments as a physician, they rarely stay confined to the exam room. A successful diagnosis, treatment plan, and recovery ripple far outward—affecting not only the patient, but everyone who loves and depends on them. At the end of the day, protecting our families and loved ones is a primary concern for all of us.
Many physicians find themselves trying to balance two realities — helping protect their family’s financial future while searching for disability insurance that still feels financially realistic in an increasingly expensive market. For a 40-year-old physician seeking a $15,000 monthly disability benefit, coverage from a leading carrier can average around $971 per month.*
Every day, our advisors at TMA Insurance Trust speak directly with independent practice owners across Texas. Lately, one message has become incredibly clear: the high cost of group health premiums is placing a greater financial strain on small to midsize medical practices.
As a dedicated physician, you understand the importance of consulting a specialist when a patient presents with a complex, multifaceted condition. You have also likely seen patients delay seeking care simply because they feel overwhelmed by the process.
At TMA Insurance Trust, we’ve spent years working alongside Texas physicians. We appreciate the path you have taken to get here and the commitment it takes to build your career while balancing so many other demands.
