As a dedicated physician, you spend your life caring for others. You know better than anyone that if a serious illness strikes close to home, affecting you or a loved one, the financial impact could be devastating. You have health insurance, of course. Yet, you also know that high deductibles, co–pays, and out–of–network costs can leave massive gaps in your financial protection.
TMA Insurance Trust is pleased to introduce EverTravel, a new travel insurance benefit now available to TMA members. Issued by Zurich American Insurance Company, EverTravel is a single annual policy designed to help protect your trips throughout the year without requiring separate coverage for each one.
An accident is always unexpected, but the high medical bills that typically follow don't have to be a financial surprise. For families with active lifestyles or children in sports, even great health insurance might leave you exposed. A trip to the emergency room for a broken bone or a sports injury can quickly result in a hefty bill for your deductible, copayments, and services your primary plan doesn't fully cover.
For many, dental insurance is the part of a health plan that often gets passed over, especially if your teeth have always been healthy. However, even preventive care like cleanings, X-rays, and the occasional unexpected procedure can bring costs that add up. If dental coverage wasn’t included when you renewed your health insurance, it creates a gap that affects both your protection and your budget. The good news? You can still add this valuable coverage.
As the New Year begins, one resolution that always pays off is finding ways to save more money. A smart place to start is by checking if you are overpaying for your auto and home insurance. TMA Insurance Trust has simplified the process, making it easy to review your current coverage, get a competitive quote, and potentially save hundreds of dollars a year.
No matter where you are on your career path, your ability to earn an income is your single most valuable asset. In an instant, your rainy-day savings could disappear, putting you and your family in a difficult financial spot. As a practicing physician with growing responsibilities, you may be paying a mortgage, raising a family, and balancing a more complex financial life.
A serious accident can change everything in an instant. While life insurance generally provides financial protection for death, it's often not enough to cover the impact of a severe injury. The TMA Member Accidental Death and Dismemberment (AD&D) plan, issued by the Prudential Insurance Company of America, can help bridge that gap, offering you and your family the extra protection you need.
You can’t predict when or where a serious accident might happen—on the road driving to work, during your daily routines, or while traveling for vacation or to a conference. But you can take steps now to help protect your family from the financial toll if the unexpected happens to you.
