Protecting What Matters Most

Serious, critical - two words that no one wants to hear associated with illness. Being the one to care for the needs of patients daily can contribute to physicians having a blindspot when it comes to their own health. Taking a step back and considering what you would do if you were the patient is necessary because no physician is immune to a sudden, serious illness.

TMA Insurance Trust was created by physicians for physicians. We know firsthand that this is something physicians can lose sight of. The physical and emotional toll a critical illness can take on you and your family can be devastating. If you’re not prepared ahead of time, the financial impact could be devastating too.

No one wants to think about the possibility of becoming disabled – until the unthinkable happens. It might be a sudden injury, or an unanticipated illness. But regrettably it can happen to anyone, physicians included.

And if that injury or illness prevented you from working, you would likely find that your income would quickly diminish and your finances could be seriously threatened. Would you be prepared for that?

An accident, by its very nature, will always take you by surprise. Help keep any high, out-of-pocket “financial surprises” resulting from an accident to a minimum with the TMA Member Accident Insurance Plan issued by the Prudential Insurance Company of America.

Have you been missing visits to your dentist? If so, it’s not surprising. You work long hours. Your schedule can be packed. Plus, the cost of a routine exam with a full set of x-rays can seem expensive – as it seems the cost of almost everything continues to rise.

But skipping regular visits to the dentist can have a negative impact – not just on oral health, but on your overall health as well.

Doing the same thing the same way can sometimes be beneficial. As a physician, you have protocols of care that you follow for particular illnesses and diseases. But if a new, better form of treatment became available, would you dismiss it, or would you investigate its usefulness to your patients?

Do you like shopping for health insurance? We didn’t think so. Poring over the details of plans, comparing carriers and calculating costs can be complicated and time-consuming.

No one plans to have a serious accident. 

As a physician, the difference between instant results and having to wait for days can sometimes have a significant impact. A delay in implementing the right kind of care for a sick patient could drastically alter their outcome.