If you are about to turn 65, we congratulate you! Your 65th birthday isn’t just a personal milestone, it is the time you can finally begin drawing the Medicare benefits which you have paid into all your working life.
As a physician, you understand better than most that prescription medications help protect both our health and quality of life. Yet prescriptions can be costly. Like all health-related expenses, prescription prices are rising and pose a growing challenge to retirement nest eggs.
Fortunately for those enrolled in Medicare, Part D coverage helps to significantly reduce the cost of medications. However, there are strict limitations on when you can enroll. To save the most on your prescriptions, it’s all about timing.
When you elect to enroll for Medicare Part A and/or B coverage, you still have important decisions to make; should you buy a Medicare Supplement plan and/or a Medicare Part D Prescription plan? Deciding on how best to fill the gaps in your Medicare coverage can be a daunting and time consuming undertaking. You may be able to sort through all the options and do research on your own, but why should you when you have personable, professional help at the ready - at no cost to you? Let us carry the burden. Here’s how we can help.
If you are retired or thinking about retirement, you’ve probably heard that medical expenses are often the biggest drain on retirement savings. According to some estimates, the average couple will need $295,000 in today's dollars for medical expenses in retirement, and this doesn’t include the costs of long-term care.
During these tumultuous days of COVID-19 it practically goes without saying that health insurance protection is essential to every Texas physician.
So we want you to know that TMA Insurance Trust is here to provide support for all your health insurance needs – whether you need to find a new group plan for your practice, make changes to your individual policy, or sort through your many Medicare options.
For Texas physicians, life is complicated enough. When it’s time to make Medicare decisions, we want to help simplify your life. And we want to offer our assistance at no cost to you.
Sometimes it seems that the more you read about Medicare, the less sense makes. A busy physician may feel frustrated in short order. Here are some contributing factors that you may have experienced if you’ve begun to do research on Medicare options:
These days, getting answers to questions is an increasingly automated process. Press 5 for more options. Visit this website for details. Tell the computerized voice your account number to get started. At times, what we really need is attentive assistance from a knowledgeable person. When you need answers to your Medicare questions, know that you can speak one-on-one with one of our knowledgeable advisors. We’re here for you, ready to make the process as easy and customized as possible.
Health insurance is rightly called essential protection. Whether you need an individual policy, group coverage for yourself and your practice staff, or Medicare supplement insurance, the experienced advisors at TMA Insurance Trust can help you.
