As you know, a disability can happen to anyone. According to the Council for Disability Awareness, 1 in 4 of today’s 20-year olds will become disabled before they retire. In addition, statistics show that 1 in 8 workers will be disabled for five years or more during their working careers. With statistics like these, it’s pretty hard to turn your back on disability insurance.
The truth is, having a disability will inhibit you from living your life the way you want to and from earning a living. As a physician, you have a high standard of living and you want it to stay that way, which is why you’ve decided to buy disability insurance.