How would you handle a diagnosis that changes everything? Critical illnesses often progress silently, catching you off guard and leaving little time to prepare. In those moments, wouldn’t knowing you have guaranteed financial support be reassuring? Life doesn’t offer guarantees, but the TMA Member Critical Illness Insurance plan does.
In your career, experience is everything, and years of practice and dedication have allowed you to make informed decisions for the care of your patients. However, when it comes to navigating Medicare decisions alone, the barrage of new information can be complex and confusing, leading to potential gaps in coverage—and costly mistakes.
As a physician, you devote your life to caring for others—but when a serious illness disrupts your life, who will care for you? TMA Insurance Trust, created by physicians for physicians, understands the unique demands you face. That’s why we’re offering two guarantees to help ensure you have the protection you deserve:
A diagnosis you don’t plan for can turn your world upside down. It’s a reality faced by millions each year. In 2024 alone, two million new cancer cases were diagnosed nationwide,1 with 147,910 projected in Texas.2 Strokes, Alzheimer’s disease, and major organ failure are among the many life-altering conditions that take a devastating toll. In the United States, a heart attack occurs every 40 seconds.3
Most physicians would agree that health insurance is necessary coverage, but because of the expense, dental insurance may not be prioritized, especially if you are already maintaining a regular at home dental regimen, such as brushing and flossing. However, overlooking dental insurance can delay regular checkups and create a gap in safeguarding your overall health, potentially leading to more significant expenses in the future.
A sudden diagnosis of a serious illness can be life-altering, impacting your ability to work and provide for your loved ones. During these uncertain times, getting the care you need is essential but these costs can quickly add up, putting your financial security at risk. Even with your current health insurance plan, the cost of critical care may far exceed what your traditional health insurance will cover.
As a physician, you grasp the fragility of life better than most and no doubt grapple with life’s uncertainties yourself. If you or someone you love has had to confront an unexpected, life-altering illness, you can truly appreciate how devastating it would be navigating one's declining health and the threat of inadequate finances to pay for treatment.
Imagine the ripple effects of being unable to work in your medical specialty. Beyond the immediate loss of income, it could mean adjusting career plans, straining family finances, and disrupting the life you’ve worked tirelessly to build. Taking steps today to help protect your income ensures you’re ready for future uncertainties.
