What happens when an unexpected illness or injury moves you from caring for patients to becoming one, and time away from your practice becomes part of your reality?

Some serious health threats don't arrive with a sudden crash or a dramatic episode; they manifest "silently." Conditions like cancer or heart disease can progress covertly in the background long before the first symptoms ever appear.

When EverTravel became available as a new TMA member travel insurance benefit, Dr. Collins was quick to enroll.* Having one policy in place felt like a practical decision, eliminating the hassle of researching and purchasing coverage for each trip individually.

There is a unique kind of vulnerability that arises when the physician becomes the patient. For years, you have been the steady hand during your patients' most critical moments, the calm voice in a crisis, and the cornerstone of their care. But when the diagnosis is your own, it often triggers a secondary crisis that has nothing to do with medicine and everything to do with the logistics of life.

If you're an independent physician, you might assume your only health insurance option is an individual HMO plan. But what if there is a better way?

When a serious diagnosis introduces expenses beyond traditional health insurance, including a high deductible, supplemental income support matters. The TMA Member Critical Illness Insurance plan, issued by the Prudential Insurance Company of America, is intended for situations like these. The following scenario* shows how this critical coverage can play out in practice.

TMA Insurance Trust is pleased to introduce EverTravel, a new travel insurance benefit now available to TMA members. Issued by Zurich American Insurance Company, EverTravel is a single annual policy designed to help protect your trips throughout the year without requiring separate coverage for each one.

An accident is always unexpected, but the high medical bills that typically follow don't have to be a financial surprise. For families with active lifestyles or children in sports, even great health insurance might leave you exposed. A trip to the emergency room for a broken bone or a sports injury can quickly result in a hefty bill for your deductible, copayments, and services your primary plan doesn't fully cover.