Summertime is here - a season filled with baseball, boating, beaches, and maybe a well-earned vacation. Hopefully, the biggest bump in your plans is a little sand in your shoes or water up your nose. But when summer fun takes a turn, the consequences can be both physical and financial.
It can be a tempting cost-saving measure to hold off on obtaining dental insurance. After all, you likely take good care of your teeth at home, with regular brushing and flossing. Yet, even the most diligent at-home care can’t replace the benefits of professional checkups – or the value of dental insurance in helping to protect your overall health and finances. Without dental coverage, a crucial piece of your overall long-term health care strategy may be missing.
Life doesn’t always go according to schedule. An illness, injury—or even a healthy pregnancy—can suddenly pause your ability to practice. And when that happens, your income could take a hit unless you’ve planned ahead.
As a young physician, you know disability insurance is essential for protecting your income, but building smart, lasting protection isn’t always straightforward. Whether you’re buying your first policy or supplementing existing coverage, there’s a strategic way to maximize your benefits without overspending.
No one expects to face a sudden injury or illness that puts a pause on their ability to practice and earn an income – even temporarily. The reality? Women are statistically more likely to become disabled than their male colleagues.1 And without the right coverage, your income, everything you’ve built, and the future you want for yourself and your family could be at risk from the unexpected.
Working as a locum or contractor can be incredibly appealing: greater flexibility, higher pay, and more opportunities to travel or spend time with loved ones. If you’re looking for a better work/life balance, this path might feel like exactly what you need at this stage of life.
Group health insurance is often labeled a benefit only large practices can get, but that’s not the full picture. Depending on your situation, you might have more options than you think.
Having the right health plan is about more than just checking a box. It’s a way to help protect yourself, your family, and your practice. It’s not just about flexibility or having more providers in-network—a well-chosen plan may help you keep rising healthcare costs in check.
Your practice stands as a testament to your life’s work, representing years of dedication, commitment, and hard work. You’ve built a career that gives you the independence to provide the best care for your patients while working to secure your financial future. But if a sudden injury or illness prevented you from practicing, how long could your business be sustained without you?
