As a physician, you devote your life to caring for others—but when a serious illness disrupts your life, who will care for you? TMA Insurance Trust, created by physicians for physicians, understands the unique demands you face. That’s why we’re offering two guarantees to help ensure you have the protection you deserve:
A diagnosis you don’t plan for can turn your world upside down. It’s a reality faced by millions each year. In 2024 alone, two million new cancer cases were diagnosed nationwide,1 with 147,910 projected in Texas.2 Strokes, Alzheimer’s disease, and major organ failure are among the many life-altering conditions that take a devastating toll. In the United States, a heart attack occurs every 40 seconds.3
Most physicians would agree that health insurance is necessary coverage, but because of the expense, dental insurance may not be prioritized, especially if you are already maintaining a regular at home dental regimen, such as brushing and flossing. However, overlooking dental insurance can delay regular checkups and create a gap in safeguarding your overall health, potentially leading to more significant expenses in the future.
A sudden diagnosis of a serious illness can be life-altering, impacting your ability to work and provide for your loved ones. During these uncertain times, getting the care you need is essential but these costs can quickly add up, putting your financial security at risk. Even with your current health insurance plan, the cost of critical care may far exceed what your traditional health insurance will cover.
Bumps and bruises can be a part of daily life but an accident by its nature takes you by surprise. For families who lead active lifestyles or with children participating in sports, the risk of an accidental injury is even higher. That’s why being prepared for the unexpected is essential. Securing additional coverage acts as a safety net, providing crucial protection to help cover costs exceeding what your regular health insurance may cover.
Health insurance is a given for most physicians, offering vital protection against unexpected medical expenses. But what about dental care? Often overlooked, dental insurance plays an important role in helping to support your overall health and finances. It’s more than just coverage—it’s the foundation for confident smiles, helping you stay healthy while managing costs.
As we ring in the New Year, there is no better time to focus on one practical resolution: saving money on essential expenses. For Texas physicians, reviewing your home and auto insurance could be an effective way to start the year with extra savings.
As an independent physician working as a locum tenens, a contractor, or within a hospital system but without employer-sponsored health insurance, you might not realize that you can still qualify for group health insurance. While many of your peers in corporate environments benefit from employer-sponsored coverage, you deserve access to similar benefits. Fortunately, with Open Enrollment Special Options from TMA Insurance Trust, you may qualify for group PPO coverage—known for its flexibility and ability to see specialists without referrals—so you don't have to settle for an individual HMO. This could open doors to better health insurance, giving you the control and quality of care you prefer.
