Life doesn’t always go according to schedule. An illness, injury—or even a healthy pregnancy—can suddenly pause your ability to practice. And when that happens, your income could take a hit unless you’ve planned ahead.
It’s tempting to put off thinking about those “what if” scenarios. But having a solid plan in place means you won’t have to scramble later. That’s exactly what the TMA Member Short Term Disability Insurance plan, issued by The Prudential Insurance Company of America, is here for—reliable protection when you need it most.
Coverage for Every Career Stage
Whether you’re just starting out or already deep into your career, short term disability insurance can offer a financial safety net when life hits pause. It’s a simple but significant way to help protect your income. Even if you already have some coverage through your employer, it may not go far enough—and sick leave rarely does.
Here’s what the TMA Member Short Term Disability Insurance plan offers:
- Guaranteed acceptance for TMA members under age 55 for a cash benefit of up to $6,000/month, and monthly benefits of $10,000 are available with underwriting.*
- Easy enrollment process.
- Quick benefits – benefits start first day for accidents and after 7 days for illnesses.
- Pregnancy coverage includes 2 weeks prepartum and 6 weeks postpartum (8 weeks for c-section).
- Benefits are paid regardless of any other insurance you may have, for up to 13 weeks.
- Tax-free benefits are paid directly to you, helping to save more of your income.
- Affordable, gender-neutral rates for male and female members.
- Expert guidance – our TMAIT advisors are just a call away and ready to help – no pressure, just honest guidance.
This plan is designed to help fill in the gaps and ease the financial pressure during recovery or maternity leave. It can also help with the extras—like hiring help for child care, school pickups, meal prep, or other responsibilities you may need support with while you’re healing.
Why It Matters
Investing in short term disability insurance isn’t just about planning for the worst—it’s about giving yourself options. It’s about making sure you can take the time you need to heal, without financial strain hanging over you.
Whether you’re thinking of growing your family, focusing on your practice, or looking ahead to retirement, this kind of coverage can help you manage expenses like:
- Mortgage or rent
- Student or car loans
- Childcare or daycare
- Retirement contributions
And the earlier you enroll, the less expensive your coverage will be, and you’ll feel more confident knowing your income—and your future—have an added layer of protection.
Ready When You Need It
Enrolling is fast and easy—just click the button below to get started.
Questions? Call us at 800-880-8181 (Mon–Fri, 8:00 AM–5:00 PM, CST). One of our friendly, experienced advisors will be happy to help. No pressure—just clear answers, and guidance you can trust.
Let’s make sure you’re protected, so you can keep doing what you do best.
For over 70 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of quality insurance plans.
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