Americans are living longer and healthier lives. That is due in part to our access to essential healthcare. As you age, finding the right Medicare supplement plan is a key component to acquiring the healthcare you need later in life. TMA Insurance Trust can help you decipher the complexities of Medicare so you can make informed decisions and avoid costly mistakes.
Securing sufficient medical insurance coverage as you approach your 65th birthday is crucial. Even as a physician, deciding on which plan is right for you can be a complicated task. Fortunately, TMA Insurance Trust can help you examine your options when considering Medicare Supplement and Part D prescription insurance so that you can make informed decisions and avoid costly mistakes.
Are you getting close to retirement? If so, congratulations. You’ve no doubt worked hard to earn it and we wish you many years of fulfillment ahead.
Health is wealth. As we age, we grow to appreciate the truth of that like never before. Protecting our health has always been essential, but as we age maintaining good health becomes more important, and more expensive.
Fortunately, there are insurance solutions that make caring for our health more affordable. TMA Insurance Trust can help you find the insurance you need to protect your health and your wealth during retirement.
Health care is one of the largest expenses during retirement. Perhaps you’ve seen the numbers. A 65-year-old retiring today is expected to need over $300,000 for health-related expenses. A lot of those costs are for co-pays, and ever-increasing deductibles. These out-of-pocket costs are why many retirees secure a Medicare Supplement or Medigap policy, to help pay some of the expenses Original Medicare doesn’t cover.
As a physician, you understand better than most that prescription medications help protect both our health and quality of life. Yet prescriptions can be costly. Like all health-related expenses, prescription prices are rising and pose a growing challenge to retirement nest eggs.
Fortunately for those enrolled in Medicare, Part D coverage helps to significantly reduce the cost of medications. However, there are strict limitations on when you can enroll. To save the most on your prescriptions, it’s all about timing.
Just because you are over 65 doesn’t mean you are ready to leave the profession you love. According to the Bureau of Labor Statistics, over 10 million Americans have reached the traditional retirement age but aren’t ready to stop just yet. Many of your fellow physicians across Texas feel the same way.
If you are like many physicians, you may plan on practicing well past your 65th birthday. For many physicians, medicine is more than a career, it is a calling. There are few professions as emotionally, intellectually, and financially rewarding as medicine. So, it is understandable why after decades refining your skills and improving countless lives, you may not yet be ready to stop doing what you love.
