The 2018 Health Insurance Open Enrollment period is less than a month away, and TMA Insurance Trust is looking out for Texas physicians by providing them with this important information. As in previous years, Open Enrollment begins on November 1. However, this year the enrollment period has been cut in half. Instead of having three months to shop, compare plans, and enroll, individuals have only 45 days to do so. To have health insurance coverage in place by January 1, you must act quickly. Because of the urgency this year, please be aware of the following special announcements:
Help with Group Coverage Is Available Now
If you provide health insurance for your employees, you don’t have to wait until November 1 - so contact us today. TMA Insurance Trust has a team of advisors ready to help you explore options that may reduce your group health insurance costs. If you have already received notice that your current plan is expiring, it is urgent that you act now. We can help you find the right plan and get your paperwork in early; that way you will help ensure that your employees are properly placed in the carrier’s system and that they receive their ID cards on time. Even a small gap in coverage can create major headaches for employees that need monthly medication refills. So, don’t delay – contact us today.
If you’re like many physicians, you may prefer for your family to have the flexibility, convenience and coverage of a PPO plan without restrictive networks or referrals required; but PPOs are only available to the group market in Texas. For a limited time though – with our help, you may be able to enroll in a special "group of one" PPO insurance plan to cover yourself and your family. This special provision is only available to business owners who have a Tax ID number and at least one full-time employee on payroll.
Furthermore, you may also be eligible for a special waiver that allows you to enroll in a group PPO, without having to pay health-insurance premiums for the employees in your practice. Contact us today to find out if you qualify.
Enroll in Individual and Family Coverage
If you are a physician who does not meet the above criteria and does not get health insurance from an employer, TMA Insurance Trust can help you. Starting on November 1, 2017 you will have access to a team of advisors who will guide you through the process of signing up for coverage for yourself and your family.
Act Now to Find the Right Coverage for You
This year, more than ever, there is heightened urgency to make the right health insurance decisions before the enrollment period ends. So before the rush begins, speak with a TMA Insurance Trust advisor. We will discuss your current situation together and help you find the right plan for you.
For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
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