For many Texas physicians, accessing group PPO health insurance may seem out of reach, especially with rising premiums and healthcare costs. But with TMA Insurance Trust, you don’t need to search endlessly to find the right coverage to fit your needs and budget. We’ve researched and uncovered special options that can help both practice owners and independent physicians secure the coverage they deserve. These options could be the key to unlocking better coverage for you, your family, and your practice.
Discover Your Special Options for Group Coverage
By making it our mission to explore every option and stay ahead of the evolving health insurance market, we’ve been able to uncover special solutions that can help you access group PPO coverage - even without employees.
Both practice owners and independent physicians have many opportunities to obtain the right coverage:
- For Practice owners looking for group coverage for their practice - there are initial enrollment opportunities available only during Open Enrollment to help practices manage the cost and be able to offer your employee’s group health insurance – including a mix of group PPO and HMO plans.
- For Practice owners with staff on their own health coverage (spouse’s plan or another provider) may be able to get PPO coverage just for themselves and their family.
- For Partners with no W-2 employees may be eligible for group coverage only for yourself. You’ll need to provide partnership documentation and the company’s SS4 or recent K-1 (Form 1065).
- For Physicians who own a business with their spouse, or their spouse is a W-2 wage employee, you may qualify for group coverage even without partnership documentation.
- Establish a Health Savings Account (HSA), If you select a high deductible health plan to manage costs better, you can open an HSA. These accounts offer tax advantages, spending flexibility and ongoing saving and investment opportunities.
- Physicians opening your own practice, TMA Insurance Trust can help you with starting your own group plan.
Whether you're a practice owner or an independent physician, these solutions are only available through TMA Insurance Trust during this Open Enrollment period. All documents must be submitted by December 11, 2024, so now is the time to explore how group health could benefit you. We can assist you in preparing everything you need to meet the deadline and secure coverage starting January 1, 2025.
Find the Coverage You’ve Been Searching For
Is it possible for you to find these options on your own? With much time and effort, of course. But just like any important expedition, it takes a team. We’ve already done the hard work. With our expertise, we know where to look and what questions to ask to find these hidden benefits for the physicians we serve. We pride ourselves on being group health insurance specialists who understand the challenges Texas physicians face. That’s why over 800 medical groups across the state have already secured their health insurance through us. During Open Enrollment, let us help you manage your healthcare needs and find the group PPO coverage you deserve.
To learn more about your special options, contact a TMA Insurance Trust advisor at 800-880-8181, Monday to Friday, 8:00 am to 5:00 pm CST. A no-cost, no-obligation consultation and rate quote are available—reach out today and discover how these options may benefit you.
For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
