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Protecting What Matters Most


Can You Prepare For The Financial Fallout Of A Serious Accident?

There’s truth to the idea that says: You can’t predict an accident, but you can prepare for one.

Accidents can happen to anyone, at any time. But while we can’t know if or when a serious injury or accident might occur, we may at least help protect ourselves and our family from the financial fallout of such a life-changing event. That is the value of Accidental Death and Dismemberment (AD&D) insurance.

Affordable, Extra Insurance Protection

AD&D insurance provides a cash benefit for an unexpected serious injury or accidental death. It is not a replacement for traditionally known types of insurance – like long term disability or life insurance – but it may provide an extra level of insurance protection from the financial drain that can result from a serious accident or untimely death.

A Benefit To Use Any Way You Wish

The cash benefit comes at a time when your family would likely need it most. And it can be used any way you choose. It could be used to help your loved ones stay in the home you live in now, to pay the numerous bills that will continue to come, to pay for groceries, child care or even school tuition.

It may also be used to pay medical bills that are not covered by your insurance plan or high deductibles that are part of many health insurance plans today.

Maybe most importantly, the cash benefit may give your family the ability to “buy time” – time they will need to prepare for life in the aftermath of a serious loss.

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800-880-8181 7:30 – 5:30 CST Monday – Friday

Supplement Your Existing Coverage

TMA Insurance Trust is pleased to offer an affordable way to supplement your existing insurance coverage with TMA Member AD&D insurance issued by The Prudential Insurance Company of America.

A TMA member under age 60 can enroll for $1,000,000 of AD&D coverage for the cost of only $30 per month. If a covered accident results in total and permanent disability before age 60, you would receive 100% of the benefit amount. This is exclusive of any benefit you might be entitled to from your long term disability coverage.

You, or your beneficiary, would receive 100% of the benefit amount for the loss of life, one hand or foot, or the sight of one eye. Lesser benefits are paid for other losses, but the total benefit paid for any one accident cannot exceed 100% of the selected benefit amount.

Important Benefits For Children And Spouses

TMA Member AD&D insurance issued by The Prudential Insurance Company of America also provides a Child Day Care Benefit that pays an extra amount to cover day care expenses for children under age thirteen if you or your covered spouse were to die in a covered accident.

And should your spouse need to transition back into the workplace, they can receive up to $5,000 that could be used to fund training for a new career.

Enrollment Is Easy

Enrolling for TMA Member AD&D insurance issued by The Prudential Insurance Company of America is simple and convenient. TMA members can easily apply online. Your acceptance is guaranteed, with no health questions asked. Simply click on the button below. Coverage is also available for your spouse and children.


As a TMA Member, you have a 30-day free look without risk or obligation. If you decide you do not want to keep the coverage, just return your certificate within 30 days.

While AD&D insurance can be a prudent way to augment your portfolio of insurance protection, we recognize you may have questions and individual considerations, including how much coverage could be right for you and your family.

Please know that we are here to help. Our advisors have many years of experience and do not earn sales-based commission – so their advice is always unbiased and comes without obligation or pressure. We invite you to reach out for a free consultation. You can contact us at 1-800-880-8181.

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For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.

Speak with a TMA Insurance Trust Advisor:

TMA Member Accidental Death and Dismemberment coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all plan information, including limitations and exclusions. CA COA #1179, NAIC #68241, Contract Series 83500

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