---
title: Help Protect Yourself With Up to $1,000,000 AD&D Coverage - Guaranteed
description: You may already have a life insurance benefit set up through your employer. But is it enough?
image: https://www.tmait.org/hubfs/July%202023/July%202023%20Week%202%20-%20AD%26D.png
---

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Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians

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[Accidental Death and Dismemberment](https://www.tmait.org/blog/topic/accidental-death-and-dismemberment)

# Help Protect Yourself With Up to $1,000,000 AD&D Coverage - Guaranteed

 8 July 2023

Protect your family by not leaving them exposed to financial calamity should something happen to you. Bolster your life insurance by adding catastrophic accident coverage. The hustle and bustle of a busy practice and career can cause you to be so busy that some of the most basic precautions can be forgotten.The TMA Member Accidental Death & Dismemberment Plan is a convenient solution to help protect your family should a serious injury or death due to an accident happen to you.

Your career, family, and financial obligations are in a constant state of growth. Without warning, even when doing the most mundane tasks - from driving to work, traveling for a vacation or to a conference, a serious accident can occur. You may already have a life insurance benefit set up through your employer. But is it enough? 

[![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/95333485-3dde-4ee4-bef8-acd240c80460.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/95333485-3dde-4ee4-bef8-acd240c80460) ***[800-880-8181](tel:800-880-8181) 8:00 – 5:00 CST Monday – Friday***

## Supplementing Your Life Insurance Is Easy & Affordable

The steps required to obtain more life insurance are usually extensive and seem to be a hassle, especially if your health has diminished or you have developed a medical condition since first acquiring life insurance. However, TMA Insurance Trust makes it simple. As a busy physician, you may want to avoid the barrage of health questions, physical exams or blood work. Let us help you with that.

- NO medical questions
- NO medical exam
- NO rush - you have a 30 day free look period
- GUARANTEED ACCEPTANCE - practicing TMA Members under the age of 65 cannot be turned down

Your current health won’t factor into your ability to take advantage of the affordable TMA Member AD&D plan. That is because this plan covers serious injury and death due to an accident. As an added benefit, members under the age of 65 get guaranteed acceptance for coverage in increments of $50,000. So you can customize your coverage to fit your needs.

## Added Peace of Mind Made Affordable

Adding this personal AD&D insurance plan to your protection portfolio is more affordable than you may think. TMA Members under the age of 60 can get $1,000,000 of coverage for $30/month issued by **The Prudential Insurance Company of America. **Not only are TMA Members eligible to enroll, but a dependent spouse or domestic partner under the age of 65 and dependent child(ren) under the age of 26 may also get coverage. Members also have access to a free consultation from one of our expert TMA Trust advisors to assist you in choosing the insurance coverage that’s right for you.

Even though unexpected and sometimes tragic events in life happen, you may gain a measure of peace knowing that those who depend on you would be cared for if a serious accident were to occur.

Call TMA Insurance Trust at 800-880-8181 between the hours of 8:00 AM and 5:00 PM CST. Or click the button below to enroll online now.

[![APPLY ONLINE TODAY](https://no-cache.hubspot.com/cta/default/400074/c72eabc2-9c9e-4cc8-8114-1b4e41cc57c1.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/c72eabc2-9c9e-4cc8-8114-1b4e41cc57c1) [![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/af355cc5-be43-493c-aa1c-d3a06eaa0027.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/af355cc5-be43-493c-aa1c-d3a06eaa0027)

For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.

**

[ Accidental Death and Dismemberment ](https://www.tmait.org/blog/topic/accidental-death-and-dismemberment)

**

[**Previous Entries](https://www.tmait.org/blog/give-your-family-more-financial-stability-with-term-life-insurance) [Next Entries**](https://www.tmait.org/blog/surprising-ways-to-utilize-your-term-life-insurance)

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### [TMA Members: Get Up to $1 Million of Catastrophic Injury Coverage with Guaranteed Acceptance](https://www.tmait.org/blog/tma-members-get-up-to-1-million-of-catastrophic-injury-coverage-with-guaranteed-acceptance)

### [Simple, Affordable, Guaranteed – Up To $1,000,000 Of AD&D Coverage](https://www.tmait.org/blog/simple-affordable-guaranteed-up-to-1000000-of-add-coverage)

## Speak with a TMA Insurance Trust Advisor:

TMA Member Accidental Death and Dismemberment coverage is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-Certificate contains all details, including limitations and exclusions, which may apply. CA COA #1179 NAIC #68241. Contract Series 83500.

1071351-00001-00

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