Life moves fast, and accidents can happen when you least expect them. While you can't control when or where an accident might occur, you can help control the financial impact it has on your family by ensuring they are protected in case of an unexpected event.
TMA Insurance Trust offers a straightforward solution for busy physicians like you to enhance their life insurance coverage—with the TMA Member Accidental Death and Dismemberment (AD&D) Plan. This plan is issued by The Prudential Insurance Company of America, and it offers guaranteed acceptance for members under 65.
Coverage That Grows with Your Needs
Even if you receive life insurance through your employer, your coverage may have limitations on the amount of benefit you’ll receive. Life insurance typically doesn’t adjust as your family grows or your responsibilities increase, which could leave gaps in your coverage.
If you want to add more group life insurance coverage through your employer, it will require answering health questions and may even require a physical exam—steps that may lead to higher premiums or even denial if your health has changed. As an independent physician, you could face similar challenges when trying to increase your coverage.
That’s where the TMA Member AD&D Plan can help. With guaranteed acceptance, you can easily supplement your life insurance without worrying about health exams or complicated enrollment processes.
- NO medical questions - Even if your health has changed significantly, you won’t be subjected to the hassle of health questions.
- NO exams - No physical exams or blood work required.
- NO waiting - Guaranteed acceptance for members under 65.
- NO risk - 30-day review period to decide if you want to keep your coverage.
Whether you’re driving to work, traveling for a conference, or working around the house, the risk of a serious accident is always present. The TMA Member AD&D Plan adds critical insurance protection to your existing coverage. It’s simple, flexible, and customizable, with coverage increments starting at $50,000. For example, members under age 60 can secure $1,000,000 of coverage for only $30 a month.
Protecting Your Family’s Future
We understand your time is valuable. This is your opportunity to help protect your family’s future, and gain the added peace of mind that comes with guaranteed acceptance for members under 65, without the hassle of a complicated enrollment process. You can also extend this coverage to your spouse, domestic partner, or dependent children.
Take the next step now to help safeguard your family’s future by adding the TMA Member AD&D Plan to your insurance portfolio. Click the button below to enroll online, or if you prefer to speak to one of our advisors, call us at 800-880-8181, Monday to Friday, 8:00 AM to 5:00 PM CST.
For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
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