Practically all physicians have health insurance. It’s regarded as essential to maintaining overall health. Having it in place allows you to access vital preventive care and seek treatment that can safeguard your life.
Dental insurance can be overlooked. Some physicians opt out of dental insurance, perhaps due to cost. In actuality, dental insurance can provide savings for those who visit the dentist regularly. Opting out of dental insurance creates a gap in your care that can have a significant impact on your health and wellness.
Medical Reasons to Secure Dental Insurance
Your oral health can either be a gateway to wellness or an entry point for disease and illness that can lead to serious physical and financial distress.
Conditions that have been linked to oral health:
- Cardiovascular disease
- Pregnancy and birth complications
- Alzheimer’s disease
Having dental insurance can ensure that you get regular checkups and cleanings, which in turn can help with early diagnosis and treatment of disease. There are also conditions that can require more investment in oral health maintenance, such as diabetes, HIV/AIDS, and osteoporosis.
How to Save Money on Dental Coverage
TMA Insurance Trust offers comprehensive dental plans from leading carriers, including one through MetLife with exclusive discounts for TMA members. It can help reduce out-of-pocket costs and comes with competitive premiums and low co-pays for a number of preventive and restorative services, such as:
- Oral exams
Negotiated fees typically range from 15-45% below the average fees charged by dentists for the same or substantially similar services. You also have the freedom to choose a dentist from over 300,000 dental locations in the MetLife network - nearly 80% of dental offices nationwide.
If you (or your spouse) recently left an employer that provided dental coverage, you’ve retired, or you need to secure coverage for the first time, TMA Insurance Trust advisors are ready to help you get the dental insurance you need to protect your health. Get guaranteed acceptance for our dental insurance plans without needing to take any exams or answer health questions. Start your coverage by calling 800-880-8181, Monday to Friday from 8am to 5pm, CST.
For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.