Health insurance is a given for most physicians, offering vital protection against unexpected medical expenses. But what about dental care? Often overlooked, dental insurance plays an important role in helping to support your overall health and finances. It’s more than just coverage—it’s the foundation for confident smiles, helping you stay healthy while managing costs.
Preventive Care: An Investment in Health and Savings
Regular dental visits are key to preventing minor issues from escalating into more serious—and costly—problems. Without dental insurance, the expenses for both routine care and unexpected treatments can add up quickly, creating gaps in your healthcare protection.
Even with consistent at-home care, professional checkups are crucial in addressing potential concerns early. Treatments like crowns, caps, or implants often come with significant costs. On average, adults may need up to four dental restorations by age 64,1 with each procedure costing $1,200 to $5,000 or more in Texas.2 These treatments also have limited lifespans, typically 5 to 15 years,3 meaning replacements may be necessary. Over a lifetime, this can result in tens of thousands of dollars, especially for families with multiple members requiring care.
Dental health isn’t just about managing costs—it’s tied to your overall well-being. Untreated oral health problems have been linked to serious conditions like heart disease, stroke, and diabetes. Dental insurance helps you stay proactive with preventive care, reducing these risks and supporting immediate and long-term health—all without the stress of high out-of-pocket expenses.

Quality Dental Coverage for TMA Members
TMA Insurance Trust offers dental plans from leading carriers to all Texas physicians. As a TMA member, you can save on hundreds of dental procedures, from routine cleanings and exams to advanced restorative care. Through MetLife, you benefit from negotiated rates with savings of 35-50% on dentist list prices4, supported by a network of over 133,000 licensed dentists at more than 475,000 locations nationwide.5
This MetLife plan, available exclusively to TMA members, guarantees acceptance without medical exams or health questions asked.
Close the Gap with Dental Insurance
Don’t let gaps in coverage leave you unprotected. Whether an employer plan doesn’t cover you, your current coverage isn't meeting your needs, or you’re simply exploring your options, a TMA Insurance Trust advisor will help you find the right protection for you and your family. For more information or to enroll, contact an advisor at 800-880-8181, Monday through Friday, 8:00 am to 5:00 pm CST.
Adding dental insurance to your healthcare plan through TMA Insurance Trust helps protect your health and wallet, giving you more reasons to smile.

For over 65 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.