Medical practice owners have a great deal of overhead expenses for which they are responsible. In fact, according to the 2014 MGMA Cost Survey Report, practice operating expenses range from 50% to over 80% of total medical revenue. Additionally, Modern Medicine cited rising operational costs as one of the top 15 challenges facing physicians in 2015. So, what happens to the practice you’ve built if you became disabled?

When you get married, there’s an array of things that change for you and your spouse. You now address each other as husband and wife, you come home a little earlier from work to see your companion, and you spend time making plans for the future together. Additionally, maybe you have moved into your spouse’s apartment or home, or perhaps you are considering buying a new home together. No matter what your future plans look like, marriage will undoubtedly impact your finances. Below we have broken down five financial changes that newlyweds should be prepared for.

More than a year has passed since the full rollout of the Affordable Care Act, but myriad questions and concerns about the legislation are still resonating throughout the nation. In fact, analytics show that there are roughly 14,800 monthly Google searches for the query “Affordable Care Act” in the state of Texas alone. One question on the minds of many is, “Is the Affordable Care Act even ‘affordable’ at all?”

Not only does the month of May host many important holidays including Mother’s Day and Memorial Day, but it is also Disability Insurance Awareness Month. Even though disability isn’t a pleasant topic, it’s unfortunately a very real issue — one that everyone should be aware of. The truth is, a disability can happen to anyone. According to the World Health Organization (WHO), over 1 billion people, which makes up 15% of the world’s population, have some form of disability.