Its no secret. As an owner or manager of a medical practice you know that providing your employees with health insurance benefits can cost you a substantial amount of time and financial resources.
So during Open Enrollment – from now through December 15th, 2019 – it could be a good idea to re-evaluate your group health insurance benefits program.
Take a look at the coverage you are offering your employees, evaluate the costs – and just as importantly – review the level of service you’re getting from your insurance agent. And ask yourself these questions:
Are we getting the best health insurance options for our budget?
Most large medical practices want to offer their employees quality health insurance at a cost that’s manageable for their practice.
Does your insurance agent extensively explore cost-saving opportunities for your practice? Do they present you with the best options for your budget – including both HMO and PPO plans?
Can we get help with administrative tasks?
As you well know, there are mountains of administrative tasks that come with maintaining and servicing a group health benefits program. Does your agent help relieve you of some of that burden?
What if we have a claim or customer service issue?
if there are claim or customer service issues throughout the year does your agent work with the insurance company for a resolution?
1-800-880-8181 7:30 – 5:30 CST Monday – Friday
Our Advisors Can Help Save You Time And Money
At TMA Insurance Trust we serve over 600 medical practices across Texas. And we can help you secure – and service – a group health insurance benefits program that can meet the needs of your practice.
Our experienced advisors will diligently explore ways to help you find quality health insurance coverage with cost-saving options. As an example, we’ve been able to help some clients take advantage of little-known waivers to group health insurance requirements that are only available during Open Enrollment.
The waivers helped them get group PPO health insurance at a cost that was lower than they thought possible.
We’ll Present You With Options
We are here to take the hassles out of shopping for group health benefits. We’ll do the legwork and present you with PPO and/or HMO options from some of the leading carriers in Texas.
So you could offer your employees a cost-effective group HMO plan. And the waivers could also make it feasible for you to offer a PPO health plan – with a larger network of physicians and hospitals, fewer restrictions, and more comprehensive benefits than an HMO plan.
Taking On The Tasks Of Administration
Once you find a plan, or plans, we can help relieve you of the burden of many administrative tasks that come with servicing a group health benefits program. These can include: enrolling your staff and dependents, cancelling employees if they leave your office, distributing temporary ID cards and policy information, and assisting you with billing.
We’re There When You Need Us
If a claim or customer service issue arises, our team is eager to jump in and offer assistance. If needed, we will contact the insurance company and serve as your advocate. And our hands-on service is always offered to you at no extra cost throughout the year.
Talk To Us To Learn More
If you are not completely satisfied with the level of service you are currently receiving from your agent or broker, we invite you to speak with one of our experienced health insurance advisors. They do not work for sales-based commissions – so you will always receive guidance and advice with no pressure or obligation.
Call us soon. That will help ensure that you and your employees are properly entered in the carrier’s system and your staff can receive their ID cards in time for any January appointments or medication refills.
You can contact one of our advisors toll-free at 1-800-880-8181 Monday to Friday, 7:30 to 5:30 CST.
For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.