When you graduate you will embark on a new chapter in your professional life. You’ll be starting a new job – with new responsibilities, working with new colleagues, maybe even moving into a new home and starting a family.

Before you graduate, however, we want to remind you about the benefits that come with your TMA membership – some of which, you may not even be aware are available to you. This could be a good time to review those benefits, as they can be very valuable, particularly when you transition to the next phase of your career.

Membership Is Valuable – And Cost-Free

TMA Insurance Trust is committed to sponsoring initiatives to help residents and fellows establish their personal and professional future on a firm foundation. As you may already know, your TMA membership is provided to you at no cost by TMA Insurance Trust for the duration of your residency.

We are also proud to sponsor programs that provide residents and fellows with employee insurance benefits at the following:

• Texas Health Presbyterian Hospital Dallas
• Texas Tech University Health Sciences Center
• Methodist Dallas Medical Center

800-880-8181 8:00 – 5:00 CST Monday – Friday

Keep Your Benefits – Even After You Graduate

What you might not be aware of is that when you graduate, as a TMA member, you will be able to keep your current employer-provided insurance. You can convert the group coverage you have now to coverage for yourself and your family. And that coverage is guaranteed – so you will not have to go through the full underwriting process.

This means you can maintain consistent coverage with no gaps in protection for you or your family after you graduate. And once you obtain your own policies they will be portable and can follow you throughout your career regardless of your employment status.

Coverage That’s Important Today – And Tomorrow

For most residents, the coverage you now have includes long-term disability and term life insurance. Both are extremely valuable at this stage in your career.

For many physicians, long-term disability insurance is considered essential to protect their family and their finances. If you have an injury or become ill and you are unable to go to work, disability insurance can help replace lost income so you can continue to pay living expenses – like your mortgage, food bills, utilities and even your student loan payments.

Term life insurance coverage is equally valuable for your financial security. This is a time when you may be starting a family and have limited finances. If you are planning to have children you can help ensure that even if you are no longer here, your family can have the future you would want for them.

Complimentary CME Credits And Exclusive Member Options

Another important benefit is that TMA members can fulfill their CME requirements at no cost through a grant from TMA Insurance Trust. This can be a real money-saving option that is available to every member.

TMA members can also take advantage of member-only group products as well as exclusive discounts on select individual products from leading carriers.

Who We Are And What We Do

TMA Insurance Trust is an independent insurance agency serving physicians in Texas for over 60 years. We pride ourselves on providing hands-on service which we offer to you at no extra cost. You should also know that our advisors do not receive sales-based commissions – so you will receive unbiased advice and guidance without any obligation or sales pressure.

Our mission is to help you secure the best possible insurance coverage as you advance through every phase of your life and your career. It is our privilege to support you and to be there for you every step of the way.

If you have any questions about your current benefits, or how to structure a strong package of protection your family and your finances, please reach out to us. We invite you to call us anytime at 800-880-8181.

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.