As a physician, you grasp the fragility of life better than most and no doubt grapple with life’s uncertainties yourself. If you or someone you love has had to confront an unexpected, life-altering illness, you can truly appreciate how devastating it would be navigating one's declining health and the threat of inadequate finances to pay for treatment.
A physician's life is constantly changing. Every day brings new challenges and responsibilities that can significantly impact your health and financial well-being. Protecting the security of yourself and your family's future is, without a doubt, your priority. If a sudden health issue should disrupt your ability to work, ask how this would affect your current lifestyle.
When an accident occurs, the unexpected expenses that follow could catch you off guard. Despite having health insurance, the costs of lab tests, x-rays, professional fees, and other medical expenses and non-medical expenses can accumulate quickly and leave you financially exposed.
Most physicians would agree that health insurance is necessary coverage, but because of the expense, dental insurance may not be prioritized, especially if you are already maintaining a regular at home dental regimen, such as brushing and flossing. However, overlooking dental insurance can delay regular checkups and create a gap in safeguarding your overall health, potentially leading to more significant expenses in the future.
With the New Year upon us, one common resolution is to save money, which is particularly important for physicians managing many insurance policies. An effective way to turn this resolution into reality is by exploring potential savings and discounts on auto and home insurance. TMA Insurance Trust has made reviewing, simplifying, and comparing your policies easy.
Open Enrollment is nearing its end. As a practice owner or independent physician, you still have time to take advantage of special group health insurance options that could help you manage rising costs or get the PPO coverage you want. Two of these special options offer flexibility in premiums and group plan size, even for practice owners without employees.
But you need to act now. These options are expiring in two weeks. Plus, there is no guarantee that these special options will be available next year. Don't get stuck with health insurance that doesn't meet your needs or could cost you more.
In recent years, Texas has experienced its fair share of extreme weather conditions, from high winds in the scorching summer to freezing temperatures in the unforgiving winter. These tumultuous weather patterns can leave your home and automobile vulnerable to damage. At TMA Insurance Trust, we understand the unique challenges physicians in Texas face when it comes to protecting your valuable assets. Our mission is to help you find insurance policies that not only help safeguard your investments but also save you money in the process.
Industry expansion in the 19th century was so swift that the concept and execution of safety regulations couldn’t keep up. The vast number of severe injuries and deaths that resulted led to the development of accidental death and dismemberment (AD&D) insurance.
