In life as we get older we gain knowledge and acquire more experience. As physicians, that can yield professional wisdom and provide greater confidence in how you proceed with your patients.
Most of us think of insurance in practical terms: you pay a premium, and if something happens, you file a claim. But what if it could do more for you? What if its value reached further than your own protection? What if it already was, and you just didn’t know it?
In your career, experience is everything, and years of practice and dedication have allowed you to make informed decisions for the care of your patients. However, when it comes to navigating Medicare decisions alone, the barrage of new information can be complex and confusing, leading to potential gaps in coverage—and costly mistakes.
When EverTravel became available as a new TMA member travel insurance benefit, Dr. Collins was quick to enroll.* Having one policy in place felt like a practical decision, eliminating the hassle of researching and purchasing coverage for each trip individually.
A physician’s career is built on knowledge, experience, and careful decision-making. But as you approach age 65, a different kind of decision is ahead—one that isn’t about patient care but about protecting your own health and finances.
If you plan to continue practicing beyond age 65, you’re not alone. Many physicians continue working because they love what they do, value the relationships they’ve built, or want to maintain a strong income. Others may be preparing for retirement, but whatever your plans, Medicare decisions and enrollment shouldn’t be delayed. Waiting too long or making the wrong choice could lead to costly penalties that last the rest of your life.
Retirement marks an exciting new chapter, offering opportunities to pursue personal passions or spend more time with family. However, it also brings significant changes to your financial and insurance needs. After years of serving patients and building a career, it’s time to start thinking about how your insurance coverage needs will shift. The benefits you've relied on through your employer might no longer be available once you step away from practice.
For many, dental insurance is the part of a health plan that often gets passed over, especially if your teeth have always been healthy. However, even preventive care like cleanings, X-rays, and the occasional unexpected procedure can bring costs that add up. If dental coverage wasn’t included when you renewed your health insurance, it creates a gap that affects both your protection and your budget. The good news? You can still add this valuable coverage.
As the New Year begins, one resolution that always pays off is finding ways to save more money. A smart place to start is by checking if you are overpaying for your auto and home insurance. TMA Insurance Trust has simplified the process, making it easy to review your current coverage, get a competitive quote, and potentially save hundreds of dollars a year.
