Health is wealth. As we age, we grow to appreciate the truth of that like never before. Protecting our health has always been essential, but as we age maintaining good health becomes more important, and more expensive.
Fortunately, there are insurance solutions that make caring for our health more affordable. TMA Insurance Trust can help you find the insurance you need to protect your health and your wealth during retirement.
As a physician, you understand better than most that prescription medications help protect both our health and quality of life. Yet prescriptions can be costly. Like all health-related expenses, prescription prices are rising and pose a growing challenge to retirement nest eggs.
Fortunately for those enrolled in Medicare, Part D coverage helps to significantly reduce the cost of medications. However, there are strict limitations on when you can enroll. To save the most on your prescriptions, it’s all about timing.
Many independent physicians prefer group PPO plans because of their flexibility and more comprehensive coverage. Physicians who do not have employees may think group PPO health insurance isn’t an option for them. TMA Insurance Trust has found solutions that can help put PPO coverage within reach.
Just because you are over 65 doesn’t mean you are ready to leave the profession you love. According to the Bureau of Labor Statistics, over 10 million Americans have reached the traditional retirement age but aren’t ready to stop just yet. Many of your fellow physicians across Texas feel the same way.
If you are like many physicians, you may plan on practicing well past your 65th birthday. For many physicians, medicine is more than a career, it is a calling. There are few professions as emotionally, intellectually, and financially rewarding as medicine. So, it is understandable why after decades refining your skills and improving countless lives, you may not yet be ready to stop doing what you love.
You have invested a lifetime of sacrifice and effort to get to where you are now. You saved for years to live the life you want in retirement. Whatever dreams you have for your retirement: travel, reconnecting with family, or just shifting gears to enjoy a slower pace of life, your retirement savings will help make those dreams come true.
As a Texas physician you have devoted your life to caring for others, so when it comes to your own care, TMA Insurance Trust wants to make sure you get the quality health care you deserve.
If you are at or nearing retirement, you have probably begun to think about Medicare. But you may also be wondering what happens to my family or my staff if I go on Medicare? If your spouse or dependent children are on your plan, will they lose their coverage? If you are a practice owner with a group policy for your staff, what happens to them when you go on Medicare. This article will help answer those questions.
