Each year, Open Enrollment offers the opportunity to review your health insurance and make sure it still aligns with how you practice medicine. If you own a small practice or work independently, you may assume your choices are limited to individual coverage, often an HMO or a short-term medical plan.
If you're a Texas physician who is an independent contractor or locum tenens, you're likely grappling with two painful realities: the rising costs of health insurance and the frustration of being limited to individual HMO plans when you prefer the flexibility and control of a PPO. With individual PPO plans unavailable in Texas, finding comprehensive coverage that works for you may seem out of reach. But it doesn't have to be.
Do you like shopping for health insurance? We didn’t think so. Poring over the details of plans, comparing carriers and calculating costs can be complicated and time-consuming.
Open Enrollment brings the opportunity to take a closer look at your health coverage. For many practice owners and managers, it’s also when rising premiums become a familiar frustration. However, the good news is that this is the time of year when limited special options become available.
Many independent physicians have questions about how group PPO health insurance may apply to their situation. Below, we’ve addressed some of the most common ones.
No matter where you are on your career path, your ability to earn an income is your single most valuable asset. In an instant, your rainy-day savings could disappear, putting you and your family in a difficult financial spot. As a practicing physician with growing responsibilities, you may be paying a mortgage, raising a family, and balancing a more complex financial life.
As winter approaches, now is the perfect time to review your auto and homeowners insurance. While Texas winters may be milder than in other regions, severe weather can still strike unexpectedly. At TMA Insurance Trust, we can help ensure your policies provide the best protection for your home and vehicle—while also finding ways to save you money.
A serious accident can change everything in an instant. While life insurance generally provides financial protection for death, it's often not enough to cover the impact of a severe injury. The TMA Member Accidental Death and Dismemberment (AD&D) plan, issued by the Prudential Insurance Company of America, can help bridge that gap, offering you and your family the extra protection you need.
