As a TMA Alliance member, you work hard to enthusiastically support important causes, including Be Wise - Immunize℠, Hard Hats for Little Heads, The Physician’s Benevolent Fund, and First Tuesdays at the Capitol; all for the future of the Texas community. From all of us at TMA Insurance Trust, we extend our sincere thanks for all you do.
A Bright Future for Your Family
You spend a great deal of time and energy to support these causes, and you bring that same enthusiasm home in caring for the needs of your own family and thinking about their future. Many spouses of Texas physicians work hard secularly, often in the healthcare field as well. Your combined incomes allow you to take on important financial obligations: college funds for your children, a retirement fund, a mortgage. Because of determination and hard work, the future is bright for families like yours.
Or perhaps you do not work outside the home; instead, you spend much of your time in philanthropic work, finding great rewards in giving back to the community. Whether you are pursuing your own career or not, we want to help you keep your family’s future bright by taking a moment to consider the practical side of life insurance.
Though your financial situation may seem stable at present, your family likely depends on a certain income to live comfortably and have a secure future. If the unthinkable should happen, life insurance acts as an income replacement, so that families like yours can continue to pursue their dreams and maintain a comfortable lifestyle. As a spouse of a TMA member, you are likely the primary beneficiary of this insurance policy. Since the financial security of you and your children depends on it, you have a vested interest in making sure your spouse has enough coverage.
Though you and your spouse lead very busy lives, it’s important to take the time to examine your financial footing and ensure that your family’s income is adequately covered. Because this decision may impact your family in such a profound way, it is of vital importance. Proper life insurance coverage is a necessity for families. Do you know how much life insurance coverage your spouse carries? Are you personally covered by life insurance?
Some physicians secure a life insurance policy early in their career and then don’t revisit the subject. However, it is crucial to reexamine your situation periodically to make sure your family is covered with enough insurance. Since you or your spouse first bought life insurance, ask yourself:
• Have we recently purchased a new home or upgraded our home?
• Has our family adopted or welcomed a new baby?
• Have I or has my spouse changed jobs?
• Have we begun a college fund for our children?
These and other circumstances can have a substantial impact on how much life insurance coverage your family needs.
Guiding You Toward a Secure Future
TMA Insurance Trust was created by the Texas Medical Association to support Texas physicians and their families and help them protect what they have worked so hard to achieve. As you consider how your life has changed, perhaps you question whether or not your family is properly protected. As the spouse of a TMA member, you have access to personalized help from our experienced advisors. We can help you review your current life insurance coverage so you can be sure you have the most appropriate coverage for your family’s situation. Remember, this service is provided without charge and there is never any obligation or sales pressure. To find out more, or to discuss any questions you may have, please call us at (800) 880-8181 or fill out the form below.
For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
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