As the year draws to a close and you consider health insurance plans for 2024, we'd like to bring to your attention to some special options available through TMA Insurance Trust that may significantly enhance your coverage.

It's a perennial challenge – securing quality group health insurance without breaking the bank. And in 2024, with costs expected to rise, the struggle is more palpable. Ensuring optimal coverage without straining your practice's finances can often feel like tightrope walking. But the good news? You don't have to walk it alone.

As we stand at the threshold of a new year, acutely aware of the impending challenges of attaining quality healthcare coverage, we recognize the unique predicaments that Texas physicians, whether independent or owners of practices—small or large, are bracing for. In the face of anticipated significant insurance premium increases, TMA Insurance Trust is not merely here to provide insurance but to extend a tailored solution that seamlessly aligns with your distinct needs.

In the medical profession, your ability to care for your patients is closely tied to your health and well-being. If an illness or injury disrupted your ability to work, could you cover your living expenses and additional medical bills? Most young physicians, especially residents, face substantial education loan repayments, monthly rent or mortgage bills, auto expenses, and potentially, the responsibilities of starting or caring for a young family. If you were unable to practice and earn an income, even for a short period of time, these financial demands could quickly deplete your savings and leave you financially vulnerable.

As you embark on retirement, a new chapter begins, bringing both life experiences and necessary insurance adjustments. At TMA Insurance Trust, we understand the unique needs and concerns of retiring physicians regarding healthcare coverage. Making informed insurance decisions now can ease the transition and help make your retirement years more financially secure.

Industry expansion in the 19th century was so swift that the concept and execution of safety regulations couldn’t keep up. The vast number of severe injuries and deaths that resulted led to the development of accidental death and dismemberment (AD&D) insurance.

You’ve invested years of rigorous study and tireless dedication to become proficient in your field. With your professional life on an upward trajectory, it’s essential to ensure that you are helping to protect the income you’re working so hard for.

The TMA Member Short Term Disability Insurance plan is an affordable financial tool that residents and young physicians can use to help protect their incomes if a serious illness or injury keeps them from practicing.

Thanks to modern medical advances, aging is not what it used to be. We can now maintain much of our strength, health and function as we get older. The right dental insurance can help you keep your smile bright and healthy for many years to come.