If you are a Texas physician working as a locum tenens, you are not alone. By some estimates, there are over 50,000 physicians working as locum tenens across the United States and the market for locum tenens is expected to grow at 6% annually.
If you are a Texas physician working as a locum tenens, you are not alone. By some estimates, there are over 50,000 physicians working as locum tenens across the United States and the market for locum tenens is expected to grow at 6% annually.
Of all the insurance you will likely obtain throughout your career and lifetime, life insurance stands apart. It is one of the easiest types of coverage to secure, while also providing a maximum amount of financial protection and added peace of mind to you and your family.
In these uncertain times, it’s not just smart planning to have a life insurance policy in place–it’s essential. For TMA Members, it’s never been easier to apply.
You have invested a lifetime of sacrifice and effort to get to where you are now. You saved for years to live the life you want in retirement. Whatever dreams you have for your retirement: travel, reconnecting with family, or just shifting gears to enjoy a slower pace of life, your retirement savings will help make those dreams come true.
Important decisions that impact you, your family and your practice are rarely easy to make. As a TMA Member, you have an ally on your side that can help you find the right health insurance coverage for the needs of your practice and your family. Our dedicated advisors are committed to easing the administrative burden of securing and managing health insurance plans for you.
Most of us are used to the idea of having insurance to help protect what’s important in our lives – like our health, our home, and our car. But we don’t often think about helping to protect the very thing that’s vital to the financial well-being of our family – our ability to earn a living.
Most of us are used to the idea of having insurance to protect what’s important in our lives – like our health, our home, and our car. But we don’t often think about protecting the very thing that’s vital to the financial well-being of our family – our ability to earn a living.
Life insurance is so beneficial because it can help ensure that your financial obligations are covered and your family has some economic stability should anything happen to you.
If you have been watching the news lately, you have heard that inflation is on the rise. For example, CNBC recently reported a US Bureau of Labor Statistics analysis that showed inflation surged 7.5% on an annual basis, even more than expected and highest since 1982.*
Regardless of profession, inflation affects the prices you pay for goods and services. But it can also affects things you may not expect, like your life insurance. If you put a life insurance policy in place years ago–even 5 years ago–the lump sum benefit would not cover as much now as it would have then. You may now need a supplemental policy in order to give your family the right amount of financial security again.
If you aren’t yet insured, taking a few minutes of your time to put a plan in place could provide years of reassurance and added peace of mind for you and your family.

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© 2026 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST