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For Stroke Awareness Month, Consider Critical Illness Insurance

21 May 2015

With 800,000 strokes occurring in the United States each year according to the CDC, it’s quite necessary to dedicate an entire month to stroke awareness and education. In fact, a stroke occurs every 40 seconds in the U.S., earning it the fifth spot in leading causes of death.

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Traveling this summer? 4 Reasons to Consider Travel Insurance

20 May 2015

Travel insurance may sound like another type of insurance you don't really need, similar to extended warranties and rental car insurance. In reality, though, investing in travel insurance may prove to be well worth the spend. Let's take a look at 5 compelling reasons why you may want to get travel insurance before your trip.

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Do You Know About These HSA Qualified Expenses?

18 May 2015
 
A Health Savings Account (HSA) is an ideal way for some physicians to save for medical expenses while also reducing taxable income. In addition to a variety of benefits, many items qualify as an HSA expense. So let’s dig a little deeper into exactly what may be considered as an HSA qualified expense.
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Did you know an HSA Can Function as Both a Traditional IRA & Roth IRA?

16 May 2015
 
Sometimes described as America’s ultimate retirement account, you may not be aware that your health savings account, or HSA, can also be one of the best places to store your retirement funds. With a recent Fidelity Investment study showing that the average person needs $220,000 for medical expenses as they enter retirement, a health savings account can work to your advantage when you are ready to retire.
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What to Expect When Applying for Disability Insurance

13 May 2015

Disability insurance is important for physicians and medical residents because it safeguards future earnings should a disability occur. And while the odds of becoming disabled may seem low, there were actually over 2.5 million disabled workers in their 20s, 30s, and 40s receiving SSDI benefits in 2014 according to the Social Security Administration. 

There is so much to know when it comes to disability insurance, you will likely have questions. We asked our insurance advisors which questions they frequently receive about applying for disability insurance.They provided answers to those questions below.

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May is Disability Insurance Awareness Month: 5 Things You Must Know About Long-term Disability

11 May 2015

According to Council for Disability Awareness, 1 in 8 workers will be disabled for five years or more during their working careers. That’s why the Council for Disability Awareness designated the month of May as Disability Insurance Awareness Month — a full 31 days dedicated to educating individuals on the effects of disabilities.

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Why You Should Consider Getting Supplemental Hospital Indemnity Insurance

11 May 2015

According to the Agency for Healthcare Research and Quality, a hospital stay costs around $7,400 for 18 to 44 year olds and $12,500 for 45-64 year olds. Even for those with health plans that include hospitalization coverage, a night spent in the hospital can leave you with many expensive medical bills. That’s where a Supplemental Hospital Indemnity policy can help.

Supplemental Hospital Indemnity Insurance is designed to address gaps in primary coverage by helping pay out-of-pocket expenses. In this article, we will answer eight common questions about Supplemental Hospital Indemnity Insurance and discuss why you may want to consider a supplemental policy to complement your health plan. 

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4 Tips for Saving on Group Health Benefits for Your Medical Practice Staff

7 May 2015

With the new Affordable Care Act Employer Mandate, companies with 50 or more employees are obligated to offer group health benefits. However, many smaller medical practices are also opting to offer healthcare benefits for their staff. This could be due to recent compelling statistics that show a direct correlation between quality benefits and employee retention.

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