Many prioritize building wealth and manage it by means of investments and portfolios. Often forgotten is the need to protect the funds you have already worked so hard to accrue. All it would take is one tragic accident in which you are held responsible for damages or bodily injuries to jeopardize your finances. TMA Insurance Trust can help you secure a personal umbrella insurance policy that can provide the extra protection you need when your homeowner’s or car insurance reaches its liability limit.

If such an unfortunate event were to occur, as a physician, you run a high risk of being the target of a lawsuit. Although you may have already sought professional liability protection, a personal umbrella insurance policy can protect your personal wealth, your spouse, and your practice by providing an extra layer of financial protection.

It is estimated that over two-thirds of Americans own at least one pet. Our pets have always been valued members of the family, but perhaps never more than right now.

Pets give us unconditional love, companionship and even help relieve loneliness and stress. Perhaps that is why during the pandemic, Texans have been adopting pets at record levels. Although pet adoptions are surging across the country, Texans are clearing out animal shelters like never before. According to one news outlet, some North Texas rescue shelters are receiving 600 applicants per dog.

As the New Year begins, one resolution that always pays off is finding ways to save more money. A smart place to start is by checking if you are overpaying for your auto and home insurance. TMA Insurance Trust has simplified the process, making it easy to review your current coverage, get a competitive quote, and potentially save hundreds of dollars a year.

Open Enrollment is coming to a close. If you’re reviewing your health insurance coverage for 2026, there is still time to look at solutions that may offer more flexibility than you expect and may help you better manage costs - but the time to do so is limited.

The clock is ticking on Open Enrollment for individual health coverage, which closes on December 11th for a January 1, 2026 effective date. This is a critical moment for practice owners and independent physicians to thoroughly evaluate or reevaluate their current group health insurance options, especially since special enrollment options may allow you to secure flexible group PPO coverage even without employees. This little-known window could be the key to managing your costs and improving your benefits for 2026.

There are only two weeks left to take advantage of special group PPO health insurance options.

Open Enrollment is moving quickly, and many Texas physicians are finalizing their coverage for 2026. Before you renew, it’s worth making one important call to TMA Insurance Trust. You may discover you qualify for coverage you didn’t know was possible.

Helping small practice owners and independent physicians secure the best group health insurance coverage has always been part of our mission. Even when it feels like premiums are always climbing, TMA Insurance Trust has worked hard to research and uncover ways for you to see if you qualify for group health insurance, even without employees, and gain more ways to manage costs.

Each year, Open Enrollment offers the opportunity to review your health insurance and make sure it still aligns with how you practice medicine. If you own a small practice or work independently, you may assume your choices are limited to individual coverage, often an HMO or a short-term medical plan.