How would you handle a diagnosis that changes everything? Critical illnesses often progress silently, catching you off guard and leaving little time to prepare. In those moments, wouldn’t knowing you have guaranteed financial support be reassuring? Life doesn’t offer guarantees, but the TMA Member Critical Illness Insurance plan does.
With guaranteed acceptance, the TMA Member Critical Illness Insurance plan provides $20,000 of coverage for members and $10,000 for spouses who also enroll. The benefit is designed to help manage unexpected costs and is paid quickly and directly to you, offering financial assistance during a severe and sudden diagnosis.
Take Action With Guaranteed Acceptance
Even the best health insurance may leave gaps, particularly regarding non-medical costs after a diagnosis. Conditions like cancer, heart attacks, strokes, and Alzheimer’s disease can lead to expenses beyond medical bills—such as caregiving, home modifications, and day-to-day living costs—that may escalate quickly. High deductibles, copays, and coinsurance can compound these challenges, adding to financial stress during an already difficult time.
Here’s what makes the TMA Member Critical Illness Insurance plan an important part of your health strategy:
- Guaranteed acceptance for TMA members: Members under 65 are guaranteed acceptance for $20,000 in coverage with no medical exams, health questions, or underwriting required.
- Guaranteed acceptance for your spouse: Once you are enrolled, guaranteed acceptance also extends to your spouse or domestic partner under 65, providing $10,000 in coverage when they enroll—no physical exams or medical questions required.
- Direct payments: Benefits are paid directly to you upon diagnosis of a covered illness, letting you decide how to use the funds. The choice is yours, spend it on medical bills, childcare, household expenses, or other recovery-related costs.
This plan eliminates common concerns with features such as:
- No hidden costs—no deductibles, co-pays, or coinsurance.
- Benefits are paid directly to you, regardless of other insurance coverage.
- Coverage that remains active as long as you are a TMA member, even if your employment changes.
Additionally, you can apply for up to $250,000 in total coverage, allowing you to customize your plan to meet your needs. With coverage options for spouses and dependents, this family-focused plan helps you care for the people who matter most.
Activate Your Coverage Today
Serious illnesses don’t wait—and neither should you. Your enrollment is requested by February 28th to take advantage of this valuable coverage with guaranteed acceptance. Enrolling is quick and straightforward:
- Online: Click below to enroll in just minutes.
- By phone: Call 800-880-8181, Monday through Friday, 8:00 AM to 5:00 PM CST, to speak with an advisor ready to assist you.
Taking action now can help provide added financial resources for you and your family during life-changing moments.
For over 70 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
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