We often use countdowns to mark the days until major milestones—a new year, a new child, or any significant event we’re excitedly anticipating. That ticking clock reminds us to prepare and ensure we’re ready for what’s coming next. With the new year on the horizon, now is the time to get the right health insurance coverage in place for 2025. Open Enrollment for individual health coverage ends soon, and while group coverage isn’t bound by this deadline, some special options are. Don’t miss this ideal moment to reassess your plan and explore coverage that may better align with your needs and could potentially help you manage costs.

Time is running out— only two weeks remain to access exclusive group health insurance options through TMA Insurance Trust. These options provide flexibility, offering group coverage for your practice, yourself, and your family. Don’t miss out on these limited-time opportunities!

Congratulations on reaching this milestone in your career. You have achieved much. To welcome you into the medical community in Texas, TMA Insurance Trust will pay for your memberships in your county medical society and the Texas Medical Association. During your residency, you will learn that there are aspects of your career that require your attention that do not pertain to the practice of medicine. One of them is protecting what you are building with insurance because now you have much to protect.

For many Texas physicians, accessing group PPO health insurance may seem out of reach, especially with rising premiums and healthcare costs. But with TMA Insurance Trust, you don’t need to search endlessly to find the right coverage to fit your needs and budget. We’ve researched and uncovered special options that can help both practice owners and independent physicians secure the coverage they deserve. These options could be the key to unlocking better coverage for you, your family, and your practice.

Did you know special group health insurance options are available for practice owners and independent physicians during Open Enrollment? Whether you have employees, practice solo, work alongside your spouse, or are considering opening a new practice, these special options may provide access to group health insurance, including PPO plans. They offer flexible, cost-effective coverage for your staff, yourself, and your family.

As an independent physician working as a locum tenens, a contractor, or within a hospital system but without employer-sponsored health insurance, you might not realize that you can still qualify for group health insurance. While many of your peers in corporate environments benefit from employer-sponsored coverage, you deserve access to similar benefits. Fortunately, with Open Enrollment Special Options from TMA Insurance Trust, you may qualify for group PPO coverage—known for its flexibility and ability to see specialists without referrals—so you don't have to settle for an individual HMO. This could open doors to better health insurance, giving you the control and quality of care you prefer.

Physicians are facing important decisions about health insurance coverage for the year ahead. Many small practice owners and independent physicians without employees might assume their coverage options are limited to individual health insurance—either an HMO plan or a short-term plan that only provides very limited and temporary coverage. However, there may be more options available than you think.

Do you like shopping for health insurance? We didn’t think so. Poring over the details of plans, comparing carriers and calculating costs can be complicated and time-consuming.