An accident, by its very nature, will always take you by surprise. Help keep any high, out-of-pocket “financial surprises” resulting from an accident to a minimum with the TMA Member Accident Insurance Plan issued by the Prudential Insurance Company of America.

Proactive Insurance for an Active Lifestyle

If you or your kids lead an active lifestyle or are involved in competitive sports like football, field hockey or soccer, the likelihood of an accidental injury increases. Then there are some kids that just seem prone to misadventure, with the road from the house to the ER for casts and stitches a well-traveled one. Realistically though, even routine activities like yard work or home maintenance can precipitate an accident.  Securing accident insurance is a smart way to supplement your health insurance coverage and help protect your income from out-of-pocket medical and non medical costs like high deductibles and copays.

Less Hassle, More Coverage

With the TMA Member Accident Insurance Plan, payments are made directly to you based upon diagnosis. There’s no need to undergo treatment or provide proof of expenses incurred prior to receiving your payment.

Additional advantages to this plan:

• Your payment is made to you as a lump sum benefit.
• It’s up to you how your payment is used – use it for co-pays, prescriptions, day-to-day living expenses or other things.
• Coverage includes: fractures, dislocations, hospital stays (both in and outpatient), dental and eye injuries, burns and much more.

TMA members under the age of 65 are eligible to enroll with guaranteed acceptance. Members also have the option to enroll their dependent spouse or domestic partner under age 65 and dependent children under age 26 for this coverage.

Apply Easily Online

TMA Insurance Trust makes it easy for members to add accident insurance. Simply click the button below to apply online.

You also have the option to get one-on-one assistance from an advisor with a free consultation. We’re ready to answer any questions you may have. Call us at 800-880-8181, Monday through Friday from 8:00 am to 5:00 pm, CST.

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.