Open Enrollment brings the opportunity to take a closer look at your health coverage. For many practice owners and managers, it’s also when rising premiums become a familiar frustration. However, the good news is that this is the time of year when limited special options become available.

Many independent physicians have questions about how group PPO health insurance may apply to their situation. Below, we’ve addressed some of the most common ones.

Attending to the needs of patients and staff takes priority and requires immediate attention. Because of this, many independent physicians or practice owners fail to take a moment to focus on another essential aspect of their practice: their own health insurance coverage. Don’t miss out on this critical window to review your group health coverage needs for the new year.

If you're an independent physician, you might assume your only health insurance option is an individual HMO plan. But what if there is a better way?

As a physician, you’ve likely noticed that inflation is affecting nearly every aspect of running your practice—from medical supplies to facility costs—and health insurance is no exception. Because premium rates are set a year in advance, the full impact of inflation on your health plan may not have hit yet. Are you now facing renewals and bracing for the financial effects on your practice? What you see today could look very different next year.

Dr. Daniel Lal* started his day the same way most solo physicians do—juggling charts, patient care, and practice demands. He wore every hat: clinician, business owner, husband, dad.

Group health insurance is often labeled a benefit only large practices can get, but that’s not the full picture. Depending on your situation, you might have more options than you think.

Having the right health plan is about more than just checking a box. It’s a way to help protect yourself, your family, and your practice. It’s not just about flexibility or having more providers in-network—a well-chosen plan may help you keep rising healthcare costs in check.

We understand the demanding schedule and many responsibilities you face as a practice owner or manager - from caring for your patients to the challenge of retaining staff, there’s a lot to handle. Finding the right health insurance solutions shouldn’t add to that burden, and navigating your options alone can be overwhelming. Whether you’re working with a team or independently, we can help you secure the right coverage to fit your needs.