It’s late December. You’ve just wrapped up a demanding week at the clinic, your bags are packed, and you’re navigating a busy airport terminal for a long-awaited family trip. Then comes the announcement. Your connecting flight is delayed indefinitely, and your luggage is stuck two states away.
Instead of scrambling at a crowded gate, you simply reach for your phone. You already have EverTravel, a single annual policy through TMA Insurance Trust, issued by Zurich American Insurance Company (Zurich). Zurich’s 24/7 assistance team is available around the clock to quickly confirm your benefits for meals, accommodations, and essential replacement items while you wait out the delay. With your safety net already in place, you can handle the detour with confidence and keep your trip moving forward.
Year-Round Travel Protection with One Simple Policy
The holiday season has a way of making every list longer. Between patient schedules, year-end practice details, family plans, and flight bookings, your time is at a premium.
With EverTravel, protecting your trips is one less thing to think about during the holiday rush. Instead of researching and purchasing separate insurance every time you book a trip, one annual policy covers your travel plans for the entire year. It helps protect you whether you’re flying across the country for family holidays, traveling abroad for a getaway, or attending a medical conference.

How EverTravel Keeps Your Trips on Track
Travel disruptions happen, but they don't have to ruin your holiday. With the right policy in place, an unexpected delay simply becomes part of the story.
- One plan for the year: Covers personal and professional travel and multiple trips, whether you’re heading across the U.S. or vacationing abroad.
- Coverage for common disruptions and more: From trip delays, cancellations, and lost luggage to medical and dental care while traveling, your plan addresses a range of situations, including emergency treatment, evacuation, and help locating providers overseas.
- Coverage that extends beyond you: Your plan can include up to five travel companions on the same trip at no additional cost, which can help for family trips or travel with colleagues.
- 24/7 access to assistance: Through Zurich Travel Assist™, you’ll have around-the-clock, multilingual support for medical, legal, or travel-related needs, including help navigating unexpected situations such as travel disruptions, safety concerns, or other emergencies while you're away.
- Exclusive TMA Member Savings: You receive discounted member rates when enrolling in EverTravel, making annual coverage even more cost-effective for you and your family.
No matter where your calendar takes you or who joins the journey, you can travel with confidence knowing expert assistance is always on standby.
Smart Protection for Every Trip
Travel isn't always predictable, but your insurance protection can be. Take advantage of exclusive member savings and give yourself one less thing to manage this season.
To learn more or enroll in EverTravel, visit the Zurich website or call their team directly at 844-843-9412 (Monday–Friday, 8:00 AM – 7:00 PM CST).


