An unexpected injury or health crisis can test the foundation of your practice overnight. If you had to step away from your practice today, what state would it be in 30, 60, or 90 days from now?
Most insurance products have a specific job. Health insurance is essential and helps cover the cost of medical care. Disability insurance replaces a portion of your income if you're unable to practice. Critical illness insurance provides a cash benefit following a diagnosis that can help with many of the expenses that often accompany a serious illness.
Online search engines and algorithms are great for fast, surface-level information. But if you have ever had a patient walk into your office after spending ten minutes on the internet, completely convinced they have successfully diagnosed a complex health condition, you understand that a quick online search lacks context and professional judgment.
Many physicians continue practicing well beyond age 65. If you're one of them, deciding whether to remain on your practice's group health plan or to enroll in Medicare may seem straightforward—but the right decision often depends on your practice's size.
Every day you help patients through life’s unexpected moments. Sometimes, you’re the one facing them.
Whether you're shopping for disability insurance or reviewing your current coverage, you understand the importance of protecting your income if an injury or illness disrupts your ability to work. As you compare your options, it's natural to ask: Why is disability insurance so expensive? Am I paying more than I have to? And does paying less have to mean giving up important benefits?
It’s your day off, so you decide to catch up on some much-needed yard work. But a single misstep on a ladder or a sudden fall can result in a severe, life-altering injury in an instant. If the unthinkable happened, how would your family cope with the sudden financial strain, and how would it impact the lifestyle you’ve worked so hard to build?
Many physicians find themselves trying to balance two realities — helping protect their family’s financial future while searching for disability insurance that still feels financially realistic in an increasingly expensive market. For a 40-year-old physician seeking a $15,000 monthly disability benefit, coverage from a leading carrier can average around $971 per month.*
