"After dropping our insurance back in January because premiums had gotten out of control, we were worried about finding something that fit our budget without sacrificing coverage."
That was Dr. W. Ramirez's situation earlier this year. His experience reflects a reality that doesn’t always get acknowledged: Physicians and practice owners are feeling the effects of rising costs themselves.
As Dr. Ramirez put it:
"A lot of folks assume doctors are rolling in money, but the truth is physicians and their families are dealing with the same economic realities and rising healthcare costs everyone else faces."
Make the Most of Open Enrollment
Rising health insurance costs can leave practice owners facing decisions they would rather avoid: absorbing another increase, reducing benefits, or dropping coverage altogether.
Open Enrollment is a chance to find out whether those are your only choices. A TMA Insurance Trust advisor starts by understanding your current coverage and what matters most to your practice, then researches plans and carriers and explains the differences. You make the final decision with a clearer understanding of what’s available.
That was the kind of guidance Dr. Ramirez received from TMA Insurance Trust advisor Kerrie Rodriguez:
"She was friendly, patient, and gave us real personal attention—not just a one-size-fits-all approach. She took the time to walk us through the options and helped us find a plan that worked for our needs and budget."
See If There’s an Opportunity to Save
From solo physicians to practices with up to 50 employees, more than 800 practices rely on TMA Insurance Trust for their group health benefits. Our personalized approach includes a close look at what your practice is paying and the coverage you value. Your advisor can compare your current plan with other options to see whether you can lower costs without giving up the benefits that matter to you and your employees. For some practices, that may include considering a level-funded health plan as a potential way to save.
Our advisors don’t work on sales-based commissions, so their guidance isn’t tied to what you choose. And their help comes at no additional cost. That support doesn’t end when you enroll. Your advisor is still there when questions come up throughout the year.
As Dr. Ramirez summed up:
"We’re grateful for the products and support TMA Insurance Trust offers and especially for Kerrie’s guidance."
Find Out What’s Available This Open Enrollment
If rising health insurance premiums have you wondering whether your practice can afford to continue offering coverage, you don’t have to sort through the possibilities on your own. Let TMA Insurance Trust do the research for you.
Call 800-880-8181, Monday–Friday, 8:00 AM–5:00 PM CST, and see what we can find for your practice.
