Do you like shopping for health insurance? We didn’t think so. Poring over the details of plans, comparing carriers and calculating costs can be complicated and time-consuming.

No matter where you are on your career path, your ability to earn an income is your single most valuable asset. In an instant, your rainy-day savings could disappear, putting you and your family in a difficult financial spot. As a practicing physician with growing responsibilities, you may be paying a mortgage, raising a family, and balancing a more complex financial life.

As winter approaches, now is the perfect time to review your auto and homeowners insurance. While Texas winters may be milder than in other regions, severe weather can still strike unexpectedly. At TMA Insurance Trust, we can help ensure your policies provide the best protection for your home and vehicle—while also finding ways to save you money.

A serious accident can change everything in an instant. While life insurance generally provides financial protection for death, it's often not enough to cover the impact of a severe injury. The TMA Member Accidental Death and Dismemberment (AD&D) plan, issued by the Prudential Insurance Company of America, can help bridge that gap, offering you and your family the extra protection you need.

Attending to the needs of patients and staff takes priority and requires immediate attention. Because of this, many independent physicians or practice owners fail to take a moment to focus on another essential aspect of their practice: their own health insurance coverage. Don’t miss out on this critical window to review your group health coverage needs for the new year.

You know the importance of guiding patients through major health decisions. They rely on you to explain their choices and help them move forward with confidence. That is the same approach TMA Insurance Trust takes with Medicare Annual Enrollment (AEP) for physicians and their families.

Disability insurance is one of those topics most people would rather avoid, but it’s a crucial subject to consider because it can directly affect your financial well-being. This true experience of how one physician reevaluated his coverage is an example of this. As a TMA Insurance Trust advisor, I've had countless conversations with physicians about their insurance needs. But the one I had with Dr. Demetrius Coombs resonated with me, because it is a perfect example of what we do. Dr. Coombs called because he felt he was paying too much for his existing disability insurance and wanted to get a quote for our exclusive member plan.

Whether you are approaching age 65 and exploring Medicare for the first time or you’re already enrolled, knowing the critical dates and deadlines is essential. Missing a key window of opportunity can affect your coverage, costs, and even your ability to get the plans you need.