For many, dental insurance is the part of a health plan that often gets passed over, especially if your teeth have always been healthy. However, even preventive care like cleanings, X-rays, and the occasional unexpected procedure can bring costs that add up. If dental coverage wasn’t included when you renewed your health insurance, it creates a gap that affects both your protection and your budget. The good news? You can still add this valuable coverage.
TMA Insurance Trust offers options from leading carriers, including a MetLife dental plan with savings1 available only to TMA members.
TMA Member Advantage: Exclusive Dental Savings
With healthcare prices continuing to increase, Texas physicians who have completed their health insurance decisions may find themselves evaluating additional coverage options to help keep expenses manageable. TMA Insurance Trust helps by offering dental plans that are cost-effective, featuring MetLife coverage with exclusive member savings.
TMA members receive:
- Guaranteed acceptance with no medical exams
- 35% to 50%2 savings on hundreds of dental procedures
- Nationwide access to 133,000 MetLife plan dentists across 475,000 locations3
- The flexibility to keep your current dentist and still receive benefits
- Full in-network coverage for routine preventive care4
- Affordable premiums and low copays that help reduce out-of-pocket costs
- Enrollment that’s quick and convenient
If you’re not covered under an employer plan or aren’t satisfied with the one you have, MetLife’s comprehensive coverage may offer the balance of value and protection you’ve been missing.
Why Dental Costs Add Up
Dental insurance plays a crucial role in managing long-term expenses. On average, adults will need four dental restorations by age 64.5 A single crown or implant often ranges from $1,000 to over $5,800,6 and since these restorations typically last only 5 to 15 years,7 replacements are common. For a family, the total cost over time can reach well into the five-figure range.
Adding dental coverage now helps you prepare for these ongoing needs and lessens the financial impact of future dental care.
The Bigger Role of Dental Care
Regular dental appointments do more than protect your smile; they can reveal early signs of broader health concerns. Cleanings and exams help keep inflammation in check and support overall health. Research has linked oral health to heart disease, stroke, diabetes, autoimmune disorders, and certain cancers, reinforcing why consistent care is so important.
When life gets busy, dental visits are often the first to fall off the schedule. Having coverage helps ensure these appointments stay on your calendar, supporting both your oral health and your overall well-being.
Don’t Overlook Your Smile: Call TMA Insurance Trust
If you’d like more details or are ready to enroll in a plan, an advisor is available to help. You can reach the TMA Insurance Trust team by clicking below or calling 800-880-8181, Monday through Friday, 8:00 AM to 5:00 PM CST.
1. Savings from enrolling in a dental benefits plan will depend on various factors, including cost of plan, how often participants visit the dentist and the cost of services rendered.
