Let’s face it, shopping online has become the “new normal.” These days, almost anything you can think of – from electronics to groceries to new cars – can be purchased with a few clicks on a keyboard or smartphone.

The latest surge in online shopping may have been accelerated by the current pandemic, but it is now virtually commonplace for most of us to go online for many of the essential goods and services we need to keep our lives on track.

That said, thanks to the ease and convenience of our online enrollment platform – available exclusively to TMA members – this may finally be the right time for you to get the protection of a term life insurance plan.

There are never enough hours in a day. As a busy physician, you undoubtedly feel the truth of those words on a daily basis. The demands on your time--from patient care to family responsibilities--can leave you feeling like there are some tasks you just can’t seem to get to. That feeling can intensify as your career progresses and you experience changes in your life.

Most of us are familiar with the basic concept of life insurance: It provides your beneficiary with a payment if you pass away during the time you are covered.

But as you may know, there are different kinds of life insurance. For example, there is term life insurance and whole, or permanent, life insurance.

We pay for disability insurance for a good reason. We trust it will be there to provide a benefit payment if we get sick or injured and cannot work.

But if you did become ill or injured and couldn’t work, do you know how long it would take to receive your benefit payment? It may be longer than you think.

If you are a female physician, your personal achievement and hard work has come with an economic reward. Because you have a significant income, you likely play a prominent role in the lifestyle your family leads. You also bring financial stability to your household.

Because your family’s well being likely hinges on your income, life insurance protection plays an important role. But according to life insurance industry estimates, about 58% of men have life insurance, but only 48% of women are covered.* Do you have the life insurance you need to help protect your family’s future?

Time passes fast. Especially for physicians, who invest heavily in their education and training. Days turn into weeks, and months into years. Along the way you may get married, buy a home, have children. Perhaps you start your own practice or pursue a specialty. With each change that comes along, life has undoubtedly gotten more complex. Income, assets, investments, and savings likely have grown through the years.

Because life insurance offers financial protection for loved ones, most physicians see the value in securing this financial protection for their families.

What if you could supplement your life insurance protection, simply and affordably? Some physicians choose to help protect their families financially with an Accidental Death and Dismemberment plan. Let’s talk about how practical and affordable this insurance is, and why you may want to obtain it.

You may be a practice owner looking for group health insurance for yourself and your staff. Or maybe you’re searching for an individual health insurance plan for yourself and your family. Or it could be that you’re exploring the numerous Medicare options that are available to you.

Choosing a health insurance plan, or making changes to current coverage, can involve some very important decisions. So we suggest you consider getting a second opinion from a specialist – your TMA Insurance Trust advisor.