Shopping for health insurance and maintaining coverage is a time consuming job fraught with red tape, paperwork and deadlines. And for physicians in private practice who are looking for health insurance to cover their employees and their families, it’s almost a full time job. That’s why TMA Insurance Trust is dedicated to supporting the health insurance needs of small practice owners in a big way.
1. Call in a Health Insurance Specialist
Whether you need health insurance for your practice staff, yourself and your family, TMA Insurance Trust can help you find the best quality plans to fit your needs. As health insurance specialists, we have helped many small practice owners and solo practitioners across Texas obtain PPO and HMO health insurance coverage. Physicians turn to us for our knowledge, experience, choice of plans and the ongoing service and support we provide.
TMA Insurance Trust can help you choose quality coverage that is right for your particular situation. We offer a variety of plans from some of the leading carriers in Texas — including Blue Cross Blue Shield, Humana, United Healthcare and Aetna.
If you want health insurance for your practice staff:
• Group PPO and HMO plans are available to you and your practice staff.
According to statistics, the job turnover rate in the healthcare market has risen to about 18.9%. To encourage loyalty and retain valuable staff members, you may want to provide group health insurance coverage for your medical staff.
As your advocate,TMA Insurance Trust will help you design an insurance program for your small practice that best fits the needs of you and your staff. We’ll do the legwork and communicate with the insurance company. Once coverage is in place, we’ll handle the details, making sure your employees receive their insurance cards and your office receives the policy booklet. In addition, we’ll help maintain the program, handling claims, customer service and billing issues.
If you want individual coverage for you and your family:
• Individual HMO plans are available
• Special exception for individuals who may qualify for a group PPO. To be eligible, you must have a tax I.D. number and one full-time employee.
Compared to an HMO, you may find that a PPO plan can actually provide superior coverage at a lower cost.
3. Get Ongoing Health Insurance Support
Choosing and maintaining health insurance for your family and your practice can be stressful. Let us do the research: compare plans, secure quotes and review premium rates. We’ll gather enrollment information and stay on hold with insurance companies. And once you select coverage, a specialist assigned to you will act as your “in-house” health insurance advisor, helping you maintain the plans, and assist employees with coverage issues and changes.
As health insurance specialists, TMA Insurance Trust provides both individual and group health insurance solutions for small practice owners across Texas. We pride ourselves on the excellent level of service and ongoing support offered at no charge to Texas physicians. Join the thousands of independent physicians, families and medical staff we serve. Let us take care of all your health insurance needs.
For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.
Want to speak to an advisor? Complete the form below and we will reach out shortly.