For many physicians, insurance feels like just another line item on a budget. But what if your insurance could do more than just sit there? At TMA Insurance Trust, we believe that our purpose extends far beyond managing your policies. Founded by physicians, we understand the professional and personal realities and sacrifices of practicing medicine firsthand.
That insight guides us to make sure your coverage does more by actively supporting you and your fellow physicians. We have no shareholders to answer to, so our only priority is the Texas physician. When there is a surplus, we reinvest it directly into the Texas medical community. These funds provide the resources that help protect your well-being throughout your career, from residency through retirement.
We call our approach Insurance For Good because your insurance premiums do more than just protect you, your loved ones, or your practice; they help fund programs that help keep physicians and the medical community thriving.

What Reinvestment Looks Like
Since 1955, our focus has been simple: reinvesting in the Texas medical community. We make sure the added value of your coverage stays right here with you and your colleagues. That’s why your membership includes these direct benefits:
- Free Mental Health Counseling: Confidential, unlimited sessions through Anticipate Joy for all Texas physicians and their immediate family members.
- Free CME Courses: to help you meet licensing requirements and save hundreds each year.
- 25% Disability Insurance Savings: Save 25% on own-specialty long term disability insurance, issued by The Prudential Insurance Company of America.
- Local Advocacy: Support for County Medical Societies so local representation stays strong.
- Member Connections: Funding for Member Sections to keep physician groups active and connected.
- Physician Relief: Emergency relief for physicians facing unexpected hardship.
Real Support for Real Challenges
Practicing medicine in Texas is rewarding but demanding. To us, Insurance For Good means showing up for you in the moments that matter most. You might be a resident navigating the rapid pace of the Texas Medical Center in Houston, an employed physician at Big Bend Regional in Alpine, or an independent specialist working to build your practice in Austin.
But here’s the thing: while your career path as a Texas physician is unique, the challenges you face are often shared. You don’t have to navigate the professional or personal pressures of medicine alone. That’s why we felt especially compelled to sponsor the Anticipate Joy program — to provide free, unlimited mental health counseling through licensed therapists for Texas physicians and their families. It’s a confidential, professional lifeline. It’s our way of making sure that while you’re taking care of Texas, someone is taking care of you.
Connect with an advisor to get a clear answer on how these benefits may affect your bottom line at 800-880-8181. No scripts, no pressure—just a team of experts ready to help Monday through Friday, 8:00 AM – 5:00 PM CST.

TMA Member Long Term Disability Plan is issued by The Prudential Insurance Company of America, Newark, NJ. The Booklet-certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. CA COA #1179, NAIC #68241. Contract Series 83500.
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