There are only two weeks left to take advantage of special group PPO health insurance options.
Open Enrollment is moving quickly, and many Texas physicians are finalizing their coverage for 2026. Before you renew, it’s worth making one important call to TMA Insurance Trust. You may discover you qualify for coverage you didn’t know was possible.
How Special Options Could Apply to You
TMA Insurance Trust has identified special options available now that can help physicians in a variety of practice settings access a group PPO plan. If you practice independently, work with your spouse, or run a small office with few or no employees, you may be eligible for group PPO coverage for yourself and your family.
The details below show how these options may apply:
- Practice owners seeking group coverage for your practice, special options may help manage costs, allowing you to offer your employees group health insurance, including a mix of group PPO and HMO plans.
- Practice owners with staff on their own health coverage (such as a spouse’s plan or another provider), may qualify for “group of one” PPO coverage, just for themselves and their family.
- Partners with no W-2 employees, may be eligible for group coverage only for themselves. You’ll need to provide partnership documentation and the company’s SS4 or recent K-1 (Form 1065).
- Physicians who own a business with their spouse, or their spouse is a W-2 wage employee, may qualify for group coverage even without partnership documentation.
- Physicians opening a new practice, TMA Insurance Trust can help you start your group plan, and Open Enrollment is the best time to take advantage of special options.
- Physicians establishing a Health Savings Account (HSA), if you select an eligible high-deductible health plan to manage costs better, you can open an HSA. These accounts offer tax advantages, spending flexibility, and ongoing saving and investment opportunities.
In many cases, these options may help improve your health insurance situation. Group PPO plans typically provide a broader network of physicians and specialists and do not require referrals, helping simplify care coordination. For practice owners, these limited-time Open Enrollment options also offer valuable flexibility; our advisors can walk you through the specifics.
A Team That Works for You
With so much to manage at year’s end, finding time for insurance administration can be a challenge. That’s where TMA Insurance Trust steps in. Our licensed advisors specialize in group health coverage and will compare carriers, process enrollments, distribute insurance cards, and keep plans up to date, all at no cost to you.
Since 1955, we’ve supported Texas physicians with unbiased guidance and dependable service that continues well beyond enrollment.
Call Before the Deadline
Now is the time to see if these special group PPO options could work for you and your family — whether you practice with or without employees. It’s a call worth making before Open Enrollment ends; an opportunity to avoid being locked into coverage that doesn’t meet your needs.
Call 800-880-8181 (Monday through Friday, 8:00 AM–5:00 PM CST) or click below. Please complete all enrollment paperwork by Thursday, December 11, 2025, to ensure your coverage is in place by January 1, 2026.
