As a Texas physician, you understand the importance of having access to life-saving medical care should an emergency situation occur. Whether you are an extensive distance from home or traveling internationally, it is hard to know where the nearest medical facility is located. In addition, communication with medical personnel or evacuation to a better-equipped medical outfit can be tricky and expensive if you’re not adequately prepared. For situations such as these, it is crucial to consider arming yourself and your family with medical evacuation coverage.

As a physician, you are well aware of the benefits of traditionally-known insurance types, such as standard health, life and disability. While these plans are crucial in terms of protection, what if you prefer covering high deductible costs, out-of-pocket expenses your regular insurance plan does not cover, or suddenly face a critical illness that will require having extra cash on hand? When these life events arise, you can protect yourself and your family with an extra level of defense provided by a supplemental insurance plan.

As a new physician, emotions run high. There's relief at having completed your residency, the anticipation of starting the next chapter of your life, and the feeling of dread surrounding the mound of debt you've accumulated.

Medical practice owners have a great deal of overhead expenses for which they are responsible. In fact, according to the 2014 MGMA Cost Survey Report, practice operating expenses range from 50% to over 80% of total medical revenue. Additionally, Modern Medicine cited rising operational costs as one of the top 15 challenges facing physicians in 2015. So, what happens to the practice you’ve built if you became disabled?

When you get married, there’s an array of things that change for you and your spouse. You now address each other as husband and wife, you come home a little earlier from work to see your companion, and you spend time making plans for the future together. Additionally, maybe you have moved into your spouse’s apartment or home, or perhaps you are considering buying a new home together. No matter what your future plans look like, marriage will undoubtedly impact your finances. Below we have broken down five financial changes that newlyweds should be prepared for.

Not only does the month of May host many important holidays including Mother’s Day and Memorial Day, but it is also Disability Insurance Awareness Month. Even though disability isn’t a pleasant topic, it’s unfortunately a very real issue — one that everyone should be aware of. The truth is, a disability can happen to anyone. According to the World Health Organization (WHO), over 1 billion people, which makes up 15% of the world’s population, have some form of disability.