---
title: Better Cost Management Can Mean Better Group Health Insurance Despite Inflation
description: Examining your group health insurance plan before you renew can help you see if there’s a need to make changes to your coverage or if you’re on the right track to protecting your health and that of your practice.
image: https://www.tmait.org/hubfs/July_2022_week_1_group_health.png
---

- [800-880-8181](tel:800-880-8181)
- [CONTACT US](https://www.tmait.org/contact)
- [SELF-SERVICE PORTAL](https://tmait.aebsys.com/#/)

[![](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/logo.png?width=197&name=logo.png)](https://www.tmait.org/)

Topics All Accident Insurance Accidental Death and Dismemberment Auto & Home Insurance Auto Insurance Business of Medicine Business Overhead Expense Insurance Comparing Insurance Providers COVID-19 FAQs Critical Illness Insurance Dental Insurance Disability Insurance Employed Physicians Family Featured Financial Advice Group Benefits Group Coverage Health Insurance Homeowners Insurance HSA Independent Contractor Independent Physician Individual Coverage Insurance For Good Insurance for Women Insurance Review Key Person Insurance Life Events Life Insurance Locum Tenens Medevac Insurance Medical Insurance Medical Practice Medicare Medicare Part D Medicare Supplement Medigap Nearing Retirement Office Overhead Expense Insurance Open Enrollment Personal Umbrella Insurance Pet Insurance Practice Management Practice Managers Practice Owners Prescription Drug Coverage Renters Insurance Residents Retired Physicians Retirement Short Term Disability Short-Term Medical Insurance Supplemental Hospital Indemnity Insurance Term Life Insurance Travel Insurance Vision Insurance Women Physicians Young Physicans Young Physicians

![](https://www.tmait.org/hubfs/July_2022_week_1_group_health.png)

[Group Benefits](https://www.tmait.org/blog/topic/group-benefits)

# Better Cost Management Can Mean Better Group Health Insurance Despite Inflation

 2 July 2022

The impact inflation is having on goods and services is being felt in all sectors of the economy, including health care. As a result, the cost of your group health insurance is likely to increase when it comes time to renew your plan. Many physicians and practice owners are concerned about how increased rates will affect the amount of coverage they have and what they can offer to their staff. This may be the right time to get a second opinion to see if there is a better way to structure your group health insurance benefits.

## A Checkup for Your Insurance Plan

Examining your group health insurance plan before you renew can help you see if there’s a need to make changes to your coverage or if you’re on the right track to protecting your health and that of your practice. It’s vital, it’s smart, and with TMA Insurance Trust, it’s *easy*. 

[![We're here to help - CLICK HERE or call today](https://no-cache.hubspot.com/cta/default/400074/3865593e-95ee-4ae2-a2f0-2eda23a5269b.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/3865593e-95ee-4ae2-a2f0-2eda23a5269b)***[800-880-8181](tel:800-880-8181) 7:30 – 5:30 CST Monday – Friday***

## Better Coverage with Better Service

Being able to offer more coverage choices to your employees at a time when costs everywhere are rising can make your practice more competitive and help you retain experienced staff. TMA Insurance Trust advisors will expertly analyze currently available group health plans and help you determine if the plan you already have is the best fit at the best price for you, your family or your practice. If there are better options within your budget, we’ll discuss them fully with you so you can make an informed decision. 

Our high-quality customer service is another reason why over 750 medical practices in Texas continue to rely on us for their group health insurance needs. 

We can help with:

- Enrolling staff in a new plan
- Issuing insurance cards and important information related to benefits
- Assisting your practice manager with changes that occur throughout the year

This level of service is provided at no additional cost. We’re here to help–not just to find you the right plan, but also to ensure that maintaining your group health plan and utilizing it is as easy and manageable as possible. 

## Review Before You Renew

Before automatically renewing your current group health plan, call a TMA Insurance Trust advisor to walk you through a brief review of your benefits and costs. Call 1-800-880-8181, Monday through Friday, 7:30am to 5:30pm, CST.  

Reviewing your plan now can **ensure you have the best possible coverage available** to you and your practice for whatever comes next.

[![New Call-to-action](https://no-cache.hubspot.com/cta/default/400074/c0fc1bfd-e1bc-4576-8a18-dda22083e477.png)](https://cta-redirect.hubspot.com/cta/redirect/400074/c0fc1bfd-e1bc-4576-8a18-dda22083e477)

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.

**

[ Group Benefits ](https://www.tmait.org/blog/topic/group-benefits)

**

[**Previous Entries](https://www.tmait.org/blog/save-up-to-30-permanently-on-own-occ-disability-insurance) [Next Entries**](https://www.tmait.org/blog/simple-affordable-guaranteed-up-to-1000000-of-add-coverage)

## Recommended Posts

### [A New Alternative for Group Health Insurance](https://www.tmait.org/blog/a-new-alternative-for-group-health-insurance-group-benefits)

### [Why Going It Alone on Group Health Coverage Costs Your Practice](https://www.tmait.org/blog/why-going-it-alone-on-group-health-coverage-costs-your-practice-group-benefits)

### [Practice Owners Share Their Experience Navigating PPO Health Insurance Options](https://www.tmait.org/blog/practice-owners-share-their-experience-navigating-ppo-health-insurance-options-group-benefits)

### [Give Your Group Health Coverage Another Look](https://www.tmait.org/blog/give-your-group-health-coverage-another-look-group-benefits)

### [Group Health Insurance for Today's Independent Physician](https://www.tmait.org/blog/group-health-insurance-for-todays-independent-physician-group-benefits)

### [Final Opportunity to Check If a Group PPO Plan Is Possible for 2026](https://www.tmait.org/blog/final-opportunity-to-check-if-a-group-ppo-plan-is-possible-for-2026-open-enrollment)

### [PPO Access Alert: What Practice Owners Must Know Before 2026](https://www.tmait.org/blog/ppo-access-alert-what-practice-owners-must-know-before-2026-open-enrollment)

### [Don’t Renew Yet! Access Group PPO Coverage Even With No Employees](https://www.tmait.org/blog/dont-renew-yet-access-group-ppo-coverage-even-with-no-employees-open-enrollment)

## Speak with a TMA Insurance Trust Advisor:

### Latest Post

![A New Alternative for Group Health Insurance](https://www.tmait.org/hubfs/July%202026/July%202026%20Week%201%20-%20Group%20Health.png)

### [A New Alternative for Group Health Insurance](https://www.tmait.org/blog/a-new-alternative-for-group-health-insurance-group-benefits)

 Jul. 04 2026

![Why Going It Alone on Group Health Coverage Costs Your Practice](https://www.tmait.org/hubfs/June%202026/June%202026%20Week%204%20-%20Group%20Health.png)

### [Why Going It Alone on Group Health Coverage Costs Your Practice](https://www.tmait.org/blog/why-going-it-alone-on-group-health-coverage-costs-your-practice-group-benefits)

 Jun. 27 2026

![Dental Insurance and the Habits It Helps Shape](https://www.tmait.org/hubfs/June%202026/June%202026%20Week%203%20-%20Dental.png)

### [Dental Insurance and the Habits It Helps Shape](https://www.tmait.org/blog/dental-insurance-and-the-habits-it-helps-shape)

 Jun. 20 2026

![Unexpected Doesn't Have to Mean Unprepared This Summer](https://www.tmait.org/hubfs/June%202026/June%202026%20Week%202%20-%20Accident.png)

### [Unexpected Doesn't Have to Mean Unprepared This Summer](https://www.tmait.org/blog/unexpected-doesnt-have-to-mean-unprepared-this-summer)

 Jun. 13 2026

### POPULAR TOPICS

- [Practice Owners (218)](https://www.tmait.org/blog/topic/practice-owners)
- [Women Physicians (182)](https://www.tmait.org/blog/topic/women-physicians)
- [Independent Physician (175)](https://www.tmait.org/blog/topic/independent-physician)
- [Young Physicians (163)](https://www.tmait.org/blog/topic/young-physicians)
- [Insurance for Women (162)](https://www.tmait.org/blog/topic/insurance-for-women)
- [Employed Physicians (155)](https://www.tmait.org/blog/topic/employed-physicians)
- [Locum Tenens (136)](https://www.tmait.org/blog/topic/locum-tenens)
- [Residents (134)](https://www.tmait.org/blog/topic/residents)
- [Disability Insurance (128)](https://www.tmait.org/blog/topic/disability-insurance)
- [Health Insurance (127)](https://www.tmait.org/blog/topic/health-insurance)
- [Practice Managers (94)](https://www.tmait.org/blog/topic/practice-managers)
- [Life Insurance (86)](https://www.tmait.org/blog/topic/life-insurance)
- [Independent Contractor (84)](https://www.tmait.org/blog/topic/independent-contractor)
- [Open Enrollment (73)](https://www.tmait.org/blog/topic/open-enrollment)
- [Group Benefits (65)](https://www.tmait.org/blog/topic/group-benefits)
- [Group Coverage (61)](https://www.tmait.org/blog/topic/group-coverage)
- [Retired Physicians (59)](https://www.tmait.org/blog/topic/retired-physicians)
- [Individual Coverage (58)](https://www.tmait.org/blog/topic/individual-coverage)
- [Nearing Retirement (57)](https://www.tmait.org/blog/topic/nearing-retirement)
- [Family (52)](https://www.tmait.org/blog/topic/family)
- [Medicare (43)](https://www.tmait.org/blog/topic/medicare)
- [Medical Practice (39)](https://www.tmait.org/blog/topic/medical-practice)
- [Business Overhead Expense Insurance (35)](https://www.tmait.org/blog/topic/business-overhead-expense-insurance)
- [Practice Management (35)](https://www.tmait.org/blog/topic/practice-management)
- [Critical Illness Insurance (33)](https://www.tmait.org/blog/topic/critical-illness-insurance)
- [Medicare Part D (31)](https://www.tmait.org/blog/topic/medicare-part-d)
- [Dental Insurance (30)](https://www.tmait.org/blog/topic/dental-insurance)
- [Medicare Supplement (29)](https://www.tmait.org/blog/topic/medicare-supplement)
- [Life Events (28)](https://www.tmait.org/blog/topic/life-events)
- [Insurance For Good (26)](https://www.tmait.org/blog/topic/insurance-for-good)
- [Business of Medicine (25)](https://www.tmait.org/blog/topic/business-of-medicine)
- [Auto Insurance (21)](https://www.tmait.org/blog/topic/auto-insurance)
- [Accident Insurance (20)](https://www.tmait.org/blog/topic/accident-insurance)
- [Homeowners Insurance (19)](https://www.tmait.org/blog/topic/homeowners-insurance)
- [Retirement (15)](https://www.tmait.org/blog/topic/retirement)
- [Short Term Disability (15)](https://www.tmait.org/blog/topic/short-term-disability)
- [Young Physicans (15)](https://www.tmait.org/blog/topic/young-physicans)
- [Medical Insurance (12)](https://www.tmait.org/blog/topic/medical-insurance)
- [Featured (11)](https://www.tmait.org/blog/topic/featured)
- [Medigap (11)](https://www.tmait.org/blog/topic/medigap)
- [Accidental Death and Dismemberment (10)](https://www.tmait.org/blog/topic/accidental-death-and-dismemberment)
- [HSA (10)](https://www.tmait.org/blog/topic/hsa)
- [Personal Umbrella Insurance (10)](https://www.tmait.org/blog/topic/personal-umbrella-insurance)
- [Insurance Review (9)](https://www.tmait.org/blog/topic/insurance-review)
- [Renters Insurance (9)](https://www.tmait.org/blog/topic/renters-insurance)
- [Term Life Insurance (9)](https://www.tmait.org/blog/topic/term-life-insurance)
- [Auto & Home Insurance (8)](https://www.tmait.org/blog/topic/auto-home-insurance)
- [Supplemental Hospital Indemnity Insurance (6)](https://www.tmait.org/blog/topic/supplemental-hospital-indemnity-insurance)
- [Travel Insurance (6)](https://www.tmait.org/blog/topic/travel-insurance)
- [Comparing Insurance Providers (3)](https://www.tmait.org/blog/topic/comparing-insurance-providers)
- [Pet Insurance (3)](https://www.tmait.org/blog/topic/pet-insurance)
- [Short-Term Medical Insurance (3)](https://www.tmait.org/blog/topic/short-term-medical-insurance)
- [Medevac Insurance (2)](https://www.tmait.org/blog/topic/medevac-insurance)
- [Office Overhead Expense Insurance (2)](https://www.tmait.org/blog/topic/office-overhead-expense-insurance)
- [Vision Insurance (2)](https://www.tmait.org/blog/topic/vision-insurance)
- [COVID-19 FAQs (1)](https://www.tmait.org/blog/topic/covid-19-faqs)
- [Financial Advice (1)](https://www.tmait.org/blog/topic/financial-advice)
- [Key Person Insurance (1)](https://www.tmait.org/blog/topic/key-person-insurance)
- [Prescription Drug Coverage (1)](https://www.tmait.org/blog/topic/prescription-drug-coverage)

[See all](https://www.tmait.org/blog/cost-management-can-mean-better-group-benefits-health-insurance-despite-inflation#)

### Newsletter signup to receive our monthly newsletter

[* * Contact Us](https://www.tmait.org/blog/cost-management-can-mean-better-group-benefits-health-insurance-despite-inflation#bott-scroll)

![border](https://www.tmait.org/hs-fs/hubfs/TMA%20Insurance%20March%202019/Image/border.png?width=1200&height=44&name=border.png "border")

### Quick Links

- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Home](https://www.tmait.org/)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Testimonials](https://www.tmait.org/testimonials)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [About](https://www.tmait.org/about)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Privacy Policy](https://www.tmait.org/privacy-policy)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Contact](https://www.tmait.org/contact)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Resources](https://www.tmait.org/resources)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Our Blog](https://www.tmait.org/blog)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Self-Service Portal](https://tmait.aebsys.com/#/)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Insurance For Good](https://www.tmait.org/blog/insurance-for-good)
- ![](https://www.tmait.org/hubfs/TMA%20Insurance%20March%202019/Image/double-arrow.png) [Anticipate Joy](https://www.tmait.org/anticipate-joy)

### Connect With Us

- [* *](https://www.facebook.com/TMAInsuranceTrust)
- [* *](https://twitter.com/TMAIT)
- [* *](https://www.youtube.com/user/TMAInsuranceTrust)

We were created and are exclusively endorsed by the [Texas Medical Association](https://www.texmed.org/) © 2026 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST

© 2026 TEXAS MEDICAL ASSOCIATION INSURANCE TRUST

![](https://googleads.g.doubleclick.net/pagead/viewthroughconversion/956622860/?value=0&guid=ON&script=0) 

![](https://analytics.twitter.com/i/adsct?txn_id=l5yi3&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0) ![](https://t.co/i/adsct?txn_id=l5yi3&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0) ![](https://analytics.twitter.com/i/adsct?txn_id=nukif&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0) ![](https://t.co/i/adsct?txn_id=nukif&p_id=Twitter&tw_sale_amount=0&tw_order_quantity=0)