In just a matter of days, it will be November 1st, the beginning of Open Enrollment for health insurance for members and their families, as well as practice staff. For many physicians, this is a time of frustration, but TMA Insurance Trust is here to make it easier.

The unfortunate truth is that in 2017, shopping for health insurance is more challenging than ever. PPO plans in the individual market no longer exist. Several carriers have left the state. In fact, you may have already received notification that your policy has been cancelled for 2017. Even if you have an HMO, it is possible that rate hikes will be extreme; possibly as much as 40% above last year.

TMA Insurance Trust knows that physicians understand the value of excellent health coverage, and we strive to provide the best plans available. Since we anticipated that the lack of quality options would be frustrating for our members, we have stayed on top of the market, researched the options and are standing by to assist members through the process. Whatever your needs are for health insurance, we can help you find what works.

Coverage For Solo Practitioners

If you are a physician in a solo practice, we have good news. If you are a solo practitioner with at least two employees on payroll that are not married to each other, our advisors may be able to help you qualify for a group plan with PPO benefits. This can be helpful for physicians who are seeking individual coverage, or are looking for coverage for staff who will pay their own premiums. We anticipate that group PPO premiums will cost less than certain individual HMO premiums, so it is definitely worth contacting us to see if this plan works for your situation.

Coverage for Families

If you are looking for coverage for your family, please reach out; TMA members can receive a personal, customized quote for health insurance coverage. Remember, insurance services from TMA Insurance Trust are a complimentary benefit of your TMA membership. Our team of advisors are exclusively endorsed by the TMA, and we are proud to have served Texas physicians for decades.

Coverage for Medical Practices

Our licensed advisors can help you find the right health insurance coverage for your practice staff. Although PPOs are no longer available in the individual market, they are available as group coverage for medical practices. Our team of advisors can not only help you find a suitable plan, but we take care of your needs while you have the policy. We ensure that your staff receives the insurance materials they’ll need, and we follow up to make sure premium statements are received and paid in a timely manner.

Act Now To Find the Right Coverage for You

Before the November 1st rush begins, take a moment and schedule a phone call with a TMA Insurance Trust advisor. Together, we will discuss your current situation. At that point, we can show side-by-side plan comparisons and alternatives that will work for you.

There are several ways you can contact TMA Insurance Trust:

• Call to speak with a knowledgeable open enrollment health insurance advisor.
• Send a request to have someone call you to schedule an appointment.
• Visit our website 24/7 to receive a quote or enroll online

We know your time is very limited, so please be aware that as you prepare for your conversation with an advisor, you will need the following information:

• For each family member who will be insure: the home zip code, county of residence, and date of birth.
• Your current monthly premium paid.

At TMA Insurance Trust, we pride ourselves on providing you with superior service in a timely fashion. You should not have to spend your valuable time sorting through health insurance plans at this busy time of year. Happily, you can delegate that task. Contact us now: our goal is to provide you with quality coverage at the most affordable rate available.

For over 60 years, TMA Insurance Trust advisors have been serving Texas physicians, their families and staff. TMA Insurance Trust prides itself on offering unbiased information and strategies to members, along with exclusive group rates on a range of the highest-rated plans in the industry.